Bob, I don't show any post from you after your Warhol announcement and before the Tri X. Eric Neilsen Photography 4101 Commerce Street Suite 9 Dallas, TX 75226 http://e.neilsen.home.att.net http://ericneilsenphotography.com Skype ejprinter > -----Original Message----- > From: pure-silver-bounce@xxxxxxxxxxxxx [mailto:pure-silver- > bounce@xxxxxxxxxxxxx] On Behalf Of BOB KISS > Sent: Sunday, December 17, 2006 9:10 AM > To: pure-silver@xxxxxxxxxxxxx > Subject: [pure-silver] testing > > DEAR PURE SILVER, > I just suddenly realized that I had not received anything from the > pure silver list since this e-mail below more than a month ago. Is anyone > receiving my e-mails? > CHEERS! > BOB > > -----Original Message----- > From: pure-silver-bounce@xxxxxxxxxxxxx > [mailto:pure-silver-bounce@xxxxxxxxxxxxx] On Behalf Of Bob Younger > Sent: Monday, November 13, 2006 7:46 AM > To: pure-silver@xxxxxxxxxxxxx > Subject: [pure-silver] Re: insuring cameras > > Please keep in mind that these personal article floaters on your > homeowners'/renters' policies are ONLY for equipment used for "personal > use." If you use the equipment professionally it is not covered, and > making > a claim in that case is classified as "insurance fraud." (Something the > insurance companies take seriously, and personally.) > > There is no depreciation on equipment covered under a "floater," so no > worries about your DSLRs or other tech equipment. However, you will only > be > reimbursed for the purchase price; or the claimed and demonstrated (i.e., > via appraisal) value when you insured it. If the equipment is appreciating > you can always update the policy with the new value (and pay the increased > premium). > > However, if you are counting on your (non-professional) equipment being > covered (as for, "replacement cost") under your normal homeowner's policy > (without a floater), ensure that it is AT HOME when it gets destroyed. > That > is, it is NOT covered for incidents that happen away from home. Only a > personal article floater will cover the equipment for ALL losses; and then > only if the equipment is used for personal use. I'm not an insurance > expert, > but I am experienced with losses and claims. > > Bob Younger (lost ALL of my equipment in the Cedar Fire, October, 2003, > San > Diego, California) > > Terra Nova Photography > R.E. Younger > 800.398.9775 > younger@xxxxxxxxxxxxxxxxxxxxxxxx > > > > > ========================================================================== > == > ================================= > To unsubscribe from this list, go to www.freelists.org and logon to your > account (the same e-mail address and password you set-up when you > subscribed,) and unsubscribe from there. > > ========================================================================== > =================================== > To unsubscribe from this list, go to www.freelists.org and logon to your > account (the same e-mail address and password you set-up when you > subscribed,) and unsubscribe from there. ============================================================================================================= To unsubscribe from this list, go to www.freelists.org and logon to your account (the same e-mail address and password you set-up when you subscribed,) and unsubscribe from there.