If you purchased $1,000 of shares in Lehman Brothers one year ago, you have $0.00 today. If you bought $1,000 of beer a year ago, drank the beer, and sold the aluminum cans for recycling, you get $214.00. Therefore, the best investment plan is to drink heavily & recycle. This is called the 401-Keg. yrs, andreas ------------------------------------------------------------------ To change your Lit-Ideas settings (subscribe/unsub, vacation on/off, digest on/off), visit www.andreas.com/faq-lit-ideas.html