If you use B of A you can transfer $25 to your savings each month then when you need you can transfer it back to your checking when ever you want. This will remove that $5 charge to your account. B of A is very accessible with Jaws, so I'd switch to them if you want a nice easy way to keep track of your funds. Hope this helps, Brandon Keith Check out MySpace: http://www.myspace.com/brandonkeithcom Also add me on facebook! brandonkeith From: Douglas Richard Dexheimer Sent: Thursday, December 30, 2010 9:13 PM To: jfw@xxxxxxxxxxxxx Subject: limited available fundsRe: Rhapsody for the blind (Please forgive me if this is off-topic for the JFW group.) But I also pay $40 a month for my AT&T Dry Loop Internet account, so that would total $50 a month. I want to be careful about my spending. I get a monthly check for $80 for doing braille work at the facility where I live, and deposit that in my local bank, but that (Rhapsody and Dry Loop) would reduce me to depositing only $30 a month. In addition, my bank is now charging a monthly $4.99 fee unless I do five qualifying transactions, so the monthly bank deposit would be further reduced to $25.01, which doesn't sound like very much to add to my debit. Thanks anyway for the offer. Douglas Richard Dexheimer Chief of Braille Production Born Again Productions Friedman Place Room #308 5527 N. Maplewood Avenue Chicago, Il 60625 (773) - 409 - 6163 drichardd@xxxxxxxxxxxxx ----- Original Message ----- From: John Martyn To: jfw@xxxxxxxxxxxxx Sent: Thursday, December 30, 2010 10:54 PM Subject: Rhapsody for the blind Actually, that was the whole reason for this script. There isn't anything out there friendly enough or accessible. It only costs 10 bucks a month. I'm sure you could get your fill of music with that. __________ Information from ESET NOD32 Antivirus, version of virus signature database 5747 (20101230) __________ The message was checked by ESET NOD32 Antivirus. http://www.eset.com