When writing a birthday card or christmas card, you can use a plastic oblong that has lines that have spaces for you to write, just blutack it to your card and write your message. No need to wait until Christmas, I buy my cards straight after Christmas in the sales and I have written mine already, I have not put the name on the card, they are all written the same inside, like Wishing you a joyful Christmas and have a super New Year, love from Vanessa xx Seal the envelope and keep the stack of cards somewhere safe, then Christmas time as they come to see them, you can put the name on the envelope of whoever it may be your giving the card to using the plastic lines. I buy presents throughout the year, theres always sales on. Buy your summer things like swimwear, suntan lotion in the winter sales, you can get top designer wear at rick bottom prices. Buy your winter things like gloves, scarves in the summer sales. On Currys website you can put a bid on for any of their electrical items like freezers, washing machines for just one penny, it is fun to do just go up to one pound or ten pound, you may not get the item as someone else will bid higher, just do it for fun, if you do get the item you could sell it or give it for a present to friend or family member. The reason these items are cheap is they buy in bulk and the item might be the last one or two items that have not sold and they have to make room for their new stock. Good to see if you can buy a real expensive present for Christmas for just 1 penny. Hundreds of these websites with silly prices. Vanessa the Google girl. Skype name. RainbowStar123