[bookshare-discuss] Re: To Nancy: RE: Wish List Request

  • From: "Nancy Feldman" <nancy_feldman@xxxxxxxxxxx>
  • To: <bookshare-discuss@xxxxxxxxxxxxx>
  • Date: Tue, 17 Feb 2009 18:34:26 -0700

Oh, cool.  I didn't know that Audible had it.  I'm trying to decide if I
want an Audible membership.  Perhaps with this and the Kim Harrison books, I
can justify it.
Thanks for the tip. 
 

-----Original Message-----
From: Monica Willyard [mailto:rhyami@xxxxxxxxx] 
Sent: Tuesday, February 17, 2009 5:59 PM
To: bookshare-discuss@xxxxxxxxxxxxx
Subject: [bookshare-discuss] To Nancy: RE: Wish List Request

Nancy, I'd love to read this book too. It's not a full solution, but did you
know that Audible has this book? I know we both want the full text to read,
so this is only meant as information in case you didn't know. 

Monica Willyard
"The best way to predict the future is to create it." -- Peter Drucker

-----Original Message-----
From: Nancy Feldman [mailto:nancy_feldman@xxxxxxxxxxx]
Sent: Sunday, February 15, 2009 5:42 PM
To: bookshare-discuss@xxxxxxxxxxxxx
Subject: [bookshare-discuss] Wish List Request

Hi,

I'd love to get Pay It Down:  From Debt to Wealth on $10 a Day by Jean
Chatzky

Synopsis is below:

The number one enemy of the American family's finances is debt, says
Chatzky-especially credit card debt. The average American family, she
reports, has 16 credit cards carrying a debt load of more than $8,000. In
this terrific little book, the Today Show financial editor and author of You
Don't Have to Be Rich and other titles offers a tough-minded but workable
plan for getting rid of that burden.Chatzky's program builds from one simple
premise: that it's possible for most of us to get debt-free by saving $10 a
day for three years. Following the wisdom of knowing a problem in order to
conquer it, Chatzky advises that readers first get their credit scores; she
explains clearly how to do that, what the scores mean and how to improve
them. She then recommends that readers learn what, exactly, they are
spending their money on, and provides appropriate worktables and steps to
accomplish that. A large section of the book is devoted to resourceful ways
to find the $10 a day, with Chatzky suggesting that readers make hard
choices regarding everything from eliminating the cost of their wireless
device (their Palm Pilot, for instance), if they have one, to refinancing a
car loan and putting on a garage sale. Instructions follow on how to "pay it
down" intelligently, and the book concludes with lucid instructions on how
to deal with worst-case debt scenarios and how to maintain and enhance one's
debt-free financial status once it's achieved. Throughout, the text is
personalized by brief stories of those who have worked their way into, then
out of, crushing debt, as well as by glimpses of Chatzky's own story.This is
that rare book that has the genuine ability to improve many lives. Its power
lies in its simplicity and focus, and in Chatzky's caring and thorough but
no-nonsense approach. It seems that even a financial naif can follow
Chatzky's advice and turn night into day. If enough people do, this book may
become the landmark title it has the potential to be. 


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