Multiple Choice Questions
JMG/TO/MMGS-II
|
Sr.No
|
Questions
|
Answer
|
1)
|
What is
counterpart scheme of Liquid Term Deposit Scheme in rural branches?
A.
MODS
B.
Kisan
Mitra Yojana
C.
Kisan
Mitra Jama Yojana
D.
Kisan
Credit Card
|
C
|
2)
|
Cheque Book can
be issued on a Kisan Credit Card Account is the loan amount of above
A.
Rs.25,000/-
B.
Rs.
50,000/-
C.
Rs.
1,00,000/-
D.
Rs.
75,000/-
|
A
|
3)
|
Legal Expenses
incurred by the Bank in respect of Protested Bills/Recalled Debt accounts are
to be debited to?
A.
Respective
PB/RD A/c.
B.
Charges
A/c.(Legal Expenses)
C.
Charges
A/c.(Sundries)
D.
B.O.D.
|
B
|
4)
|
If an NRI makes a
deposit under the Multi-Option Deposit Scheme, the deposit will be in the
nature of
A.
NRE term
deposit a/c.
B.
NRO term
deposit a/c.
C.
NRNR
account
D.
FCNR
account
|
B
|
5)
|
Plastic Cards
implanted with computer chip to the data is know as
A.
Credit
Card
B.
ATM Card
C.
Smart Card
D.
SME Card
|
C
|
6)
|
No penalty will
be levied for premature withdrawal of single deposit up to Rs????.. In
respect of deposits from 15 days to less than 3 years.
A.
Rs.50000
B.
Rs.100000
C.
Rs.200000
D.
Rs.500000
|
B
|
7)
|
Under SGSY a
SHG should consist of ---- members
A.
5-10
B.
10-15
C.
10-20
D.
15-20
|
C
|
8)
|
When the network
serves a small area of a building or group of building, it is known as
A.
WAN
B.
LAN
C.
WWW
D.
MAN
|
B
|
9)
|
The Blue revolution related to
A.
Crops
B.
Fisheries
C.
Dairy
D.
Water
|
B
|
10)
|
Minimum number of
implements to be purchased along with tractor
A.
Four
B.
Three
C.
Two
D.
One
|
B
|
11)
|
The software
which our Bank has purchased for implementation of Core banking solutions
A.
e
solutions
B.
Bank net
C.
B@ncs24
D.
Novell
|
C
|
12)
|
How many times of
Net Monthly Income, loan amount can be sanctioned under SCOOM Scheme?
A.
6 times
B.
9 times
C.
12 times
D.
24 times
|
A
|
13)
|
Under PMRY
scheme, the margin is
A.
5-15%
B.
5-15.25%
C.
10-25%
D.
5-16.25%
|
D
|
14)
|
UPCDC 500 refers
to
A.
Documentary
Credits
B.
Documentary
Collections
C.
Forward
Contracts
D.
Bank
Master
|
A
|
15)
|
The working
capital requirement in respect of SSI units in excess of Rs. 5 Crores will be
assessed under:
A.
Nayak
Committee
B.
Vaghul
Committee
C.
Kapur
Committee
D.
Projected
Balance Sheet method.
|
D
|
16)
|
The relationship
between the Banker and hirer of Bank Locker is that of
A.
Debtor-Creditor
B.
Bailor-Bailee
C.
Licensor-Licensee
D.
Principal-Agent
|
C
|
17)
|
Restriction on
number of partners in a firm is imposed by
A.
Indian
Companies Act, 1956
B.
Indian
Partnership Act, 1932
C.
Indian
Contract Act, 1872
D.
None of
these
|
A
|
18)
|
Balance in the
account of a deceased constituent can be attached by.
A.
A Court
Attachment Order
B.
A Revenue
Attachment Order
C.
A and B
D.
None of
the above
|
B
|
19)
|
The certificate
to commence business is to be called for, for perusal and return for opening
of an account of:
A.
Public
Limited Company
B.
Private
Limited Company
C.
Club and
Trust
D.
All of the
above
|
A
|
20)
|
What is the basic
document to be obtained while opening a Trust Account?
A.
Trust
Letter
B.
Trust Deed
C.
Trust
Resolution
D.
Memorandum
of Association
|
B
|
21)
|
Inchoate
Negotiable Instrument means:
A.
Post-dated
cheque
B.
Pre-dated
cheque
C.
Lost
Instrument
D.
Incomplete
Instrument
|
D
|
22)
|
Software
industries with individual credit limits upto Rs. 1 Crore are to be included
in
A.
Priority
Sector
B.
Commercial
and Institutional segment
C.
Software
Exports
D.
Business
Enterprise
|
A
|
23)
|
When funds from
NRE accounts are repatriated the exchange risk is borne by:
A.
RBI
B.
Authorized
Dealer
C.
Depositor
D.
Partly by
A.D. and Depositor
|
C
|
24)
|
Minimum suit
amount for filing a case before Debt Recovery Tribunal is
A.
Rs. 1.00
Lac
B.
Rs. 5 Lacs
C.
Rs. 10
Lacs
D.
Rs.25 Lacs
|
C
|
25)
|
Physical
verification of draft forms is to be done at _____ intervals
A.
Monthly
B.
Quarterly
C.
Half
yearly
D.
Annually
|
C
|
26)
|
Application under
SJSRY are sponsored by
A.
Panchayat
Samiti
B.
District
Industries Centre
C.
Municipal
Council
D.
Block
Level Bankers Committee
|
C
|
27)
|
Articles of
association of a company contains details regarding:
A.
Objectives
of the Company
B.
Authorized
capital of the Company
C.
Matter
related to the conduct of day-to-day business of the Company
D.
Registered
Office of the Company
|
C
|
28)
|
Which of the
following is not a measure of the profitability of the Branch?
A.
Gross Rate
of Return
B.
Expenses
Ratio
C.
Business
per Employee
D.
Net Profit
per Employee
|
C
|
29)
|
The internet
banking facility is known as
A.
OnlineSBI
B.
Net banking
C.
e pay
D.
SBI Connect
|
A
|
30)
|
Corporate Banking
Group has been formed with an aim of
A.
Management
of Treasure and Forex products
B.
To take
care of needs of large corporate customers
C.
International
Banking Business
D.
Implementation
of Systems and Procedures
|
B
|
31)
|
Which of the
following is not member of Circle Human Relations Committee (CHRC)
A.
Chief
General Manager
B.
General
Manager Commercial Banking
C.
General
Manager D & PB
D.
Circle
Financial Officer
|
D
|
32)
|
In FCBs GENDA
reports are to be checked by:
A.
System
Administrator
B.
Accountant
C.
Branch
Manager
D.
User Control
Officer
|
C
|
33)
|
The Audit
Committee Board of the Bank has ____ members
A.
5
B.
6
C.
8
D.
9
|
B
|
34)
|
Which is the Apex
body for overall control of Risk Management functions reporting to the Bank?s
Board.
A.
Audit
Committee
B.
Asset
Liability Management Committee
C.
Basle
Committee
D.
Integrated
Risk Management Committee
|
D
|
35)
|
Pre-requisite for
a holder to become a holder in due course is that he should obtain a
negotiable instrument:
A.
Duly
endorsed and delivered
B.
Duly
delivered
C.
For valid
consideration
D.
None of
the above
|
C
|
36)
|
Under the
National Banking Group the LHO function as
A.
Strategic
Business Units
B.
Development
and Personal Banking
C.
Commercial
Network
D.
Retail
Network
|
A
|
37)
|
As per Bank?s
loan policy Medium Term Loan component should not exceed ___of aggregate non food advances of the Bank.
A.
15%
B.
30%
C.
50%
D.
60%
|
B
|
38)
|
Under SME Credit
Plus the units rated _____ and above are eligible
A.
SB3
B.
SB 2
C.
SB 5
D.
SB 4
|
D
|
39)
|
Under SSI segment
Composite Loan Limit is
A.
Rs.10 Lacs
B.
Rs. 25
Lacs
C.
Rs. 50
Lacs
D.
Rs. 100
Lacs
|
C
|
40)
|
The minimum DSCR
to be eligible for availing of
finance under SBI Shoppe
A.
2
B.
1.25
C.
1.50
D.
1.75
|
D
|
41)
|
Bank Master is
multi-currency software, which can support?currencies.
A.
49
B.
99
C.
109
D.
149
|
B
|
42)
|
Bank Master
software works on:
A.
Windows
only
B.
DOS
C
None of the above
D.
A&B
|
B
|
43)
|
Expand SMA:
A.
Special
Monitoring Accounts
B.
Special
Management Approvals
C.
Special
Monetary Accounts
D.
Special
Mention Account
|
D
|
44)
|
Take over of
advance from which Bank is not permitted:
A.
Co-operative
Bank
B.
Nationalized
Banks
C.
Our own
Branches
D.
Associate
Banks
|
D
|
45)
|
What is primary
security for SME Credit Plus?
A.
Stocks/Book
Debts
B.
Land and
Building
C.
Third
Party Guarantee
D.
Clean
|
D
|
46)
|
The balance of
Currency Transfer Account is transferred on
A.
30th
Sept and 31st March
B.
30th
April and 31st Oct
C.
28th
Feb. and 31st July
D.
31st
Dec and 30th June
|
B
|
47)
|
Under SME CREDIT
PLUS loan once drawn cannot be outstanding for more than ??. months.
A.
1
B.
2
C.
3
D.
6
|
B
|
48)
|
Under Savings
Plus the auto sweep is carried on
A.
1st
of every month
B.
15th
of every month
C.
10th
and 20th of every month
D.
30th
of every month
|
C
|
49)
|
Under Commercial
and Institutional Documentation C 5 is
A.
Hypothecation
Agreement
B.
Mortgage
C.
Guarantee
Agreement
D.
Letter
advising grant of Credit facilities
|
D
|
50)
|
The periodicity
of FFR I is
A.
Quarterly
B.
Monthly
C.
Half
Yearly
D.
Yearly
|
A
|
51)
|
Amongst the
following schemes which one is applicable to C&I segment
A.
Rent Plus
B.
Mortgage
Loan
C.
SME Credit
Plus
D.
Rural
Godown Scheme
|
A
|
52)
|
Stock Audit is
compulsory for credit limit of Rs.____ and above
A.
2 Crores
B.
1 Crores
C.
5 Crores
D.
10 Crores
|
C
|
53)
|
What is the
maximum period for which bridge loan can be sanctioned
A.
4 Months
B.
3 Months
C.
2 Months
D.
12 Months
|
A
|
54)
|
Right of set off
cannot be exercised by the Bank in respect of
A.
An
ascertained debt
B.
A Time
barred Debt
C.
A
Contingent Debt
D.
Subordinated
Debt
|
C
|
55)
|
Audited Balance Sheet will have to be prepared by business
entities irrespective of their constitution if the annual turn over is Rs.
A.
10 Lacs
B.
45 Lacs
C.
30 Lacs
D.
40 Lacs
|
D
|
56)
|
The PMRY scheme
stipulates reservation for the SC/ST to the extent of:
A.
15.50%
B.
20.50%
C.
22.50%
D.
27.50%
|
C
|
57)
|
Which among the
following is not an actionable claim
A.
TDR
B.
Book Debts
C.
LIC Policy
D.
Shares
|
D
|
58)
|
Investment
ceiling in plant and machinery for Hosiery SSI unit is:
A.
60.00 lacs
B.
100.00
lacs
C.
300.00
lacs
D.
500.00
lacs
|
D
|
59)
|
LIC Policies
accepted as cover for advances are entered in
A.
Branch
Document Register
B.
Power of
Attorney Register
C.
Security
Ledger
D.
Misc.
Securities Register
|
D
|
60)
|
The Bank collects
the supply bills on behalf of its borrowers on the basis of the following
documents signed by them
A.
Mortgage
Deed
B.
Mandate
C.
Hypothecation
Agreement
D.
Power of
Attorney
|
D
|
61)
|
Provision on unsecured
portion of doubtful assets should be provided at ------- %.
A.
20
B.
30
C.
50
D.
100
|
D
|
62)
|
Assets
Hypothecation Register is maintained in respect of
A.
Special
Hypothecation Account
B.
Cash
Credit (Lock and Key)
C.
Term Loan
Account
D.
Machinery
|
A
|
63)
|
Hedging means
A.
Protecting
against fluctuation, uncertainty, risk in forex markets
B.
Speculative
buying/selling of foreign currency
C.
Credit
Risk Assessment in respect of advances
D.
None of
the above
|
A
|
64)
|
MIXED FARMING
means:
A.
Multiple
Cropping
B.
Availing
both ACC and ATL
C.
Availing
ACC, ATL, KGC and Agri. Gold Loan
D.
Undertaking
cultivation & Allied Activities
|
D
|
65)
|
Daily
transactions regarding the implementation of Annual Credit Plan is reported
to lead bank in:
A.
LBR 1
B.
LBR 2
C.
LBR 3
D.
LBS 1
|
B
|
66)
|
Refinance in
respect of Composite Term Loans granted to village industries is obtained
from
A.
District
Industries Centre
B.
RBI
C.
NABARD
D.
SIDBI
|
C
|
67)
|
Section 45 Z of
Banking Regulation Act, 1949 relates to
A.
Return of
unclaimed deposits
B.
Permission
to open new branches
C.
Maintenance
of Currency Chest
D.
Nomination
facility
|
D
|
68)
|
What is a
contract of Insurance?
A.
It is a
contract of indemnity.
B.
It is a
contract of pledge.
C.
It is a
contract of guarantee.
D.
All of
above.
|
A
|
69)
|
Contribution in the break even analysis stands for
A.
Sales
minus fixed costs
B.
Variable
Costs
C.
Sales
minus Variables Costs
D.
Margin
|
C
|
70)
|
A charge in
respect of the assets of a Company has to be registered with the Registrar of
Companies within ____ days
A.
90
B.
60
C.
180
D.
30
|
D
|
71)
|
For booking
unrealized interest of previous year the entries are passed at
A.
Branches
B.
Zonal
Office
C.
Local Head
Office
D.
CAO
Kolkatta
|
D
|
72)
|
Which one of the
following is a not recommendation of Goiporia Committee?
A.
Customer
Education
B.
Instant
credit of outstation cheques up to Rs.7500
C.
Enhancement
in savings bank interest rate
D.
Door to
door campaign for deposit mobilization
|
D
|
73)
|
Which of the
following conditions are required to be fulfilled for booking partial
interest in NPA account?
A.
There is
reduction in irregularity.
B.
Such
reduction is not out of fresh sanction of loan
C.
Such
reduction is not out of additional overdrawing
D.
All of the
above
|
D
|
74)
|
Import License
are issued for ____ value
A.
FOB
B.
CIF
C.
FOR
D.
Cost
|
B
|
75)
|
Under Agriculture
segment opinion reports are required to be compiled when the advance exceeds
A.
25000
B.
50000
C.
100000
D.
15000
|
C
|
76)
|
SFMS stand for
A.
Structured
Financial Messaging Solutions
B.
Small farm
Mechanisation Scheme
C.
Small
Farmers Members Society
D.
None of
these
|
A
|
77)
|
Revival Letter to be signed by Guarantor in respect of
Agricultural Advances is
A.
AB2
B.
AB6
C.
AB5
D.
AB1
|
C
|
78)
|
Probate of will
issued by the Court is under--------
A.
Hindu
Succession Act
B.
Indian
Succession Act
C.
Succession
Act
D.
Indian
Contract Act
|
B
|
79)
|
The repayment
period of Gold loan for public is
A. 30 months
B. 36months
C. 48 months
D. 60 months
|
A
|
80)
|
A safe custody account in the name of a minor can be opened only
in respect of
A.
A Term
Deposit Receipt
B.
Government
Securities
C.
Company
Shares
D.
LIC
Policies
|
A
|
81)
|
In which of the
following locker accounts nomination is allowed
A.
Either or
Survivor
B.
Both or
Survivor
C.
Any one or
Survivor
D.
Both to
operate with no survivorship option
|
D
|
82)
|
Under SBI Gold
Card scheme free insurance cover for Air accidents is
A.
Rs.10.00
Lacs
B.
Rs. 2 Lacs
C.
Rs. 4 Lacs
D.
Rs. 8 Lacs
|
A
|
83)
|
Under which
series of drafts, Associate Banks will issue a draft of Rs. 50 Lacs
A.
HC
B.
HL
C.
FL
D.
TL
|
B
|
84)
|
What is present
rate at which the USROMD is written off?
A.
25% of
flat rate
B.
20% of
flat rate
C.
10% of
flat rate
D.
5% of flat
rate
|
D
|
85)
|
The Banks
position vis-à-vis the customer in respect of collection of bills is
A.
Principal
B.
Agent
C.
Bailee
D.
Trustee
|
B
|
86)
|
Bill of Lading is
issued by ???
A.
RBI
B.
Director
General of Foreign Trade
C.
Customs
Authority
D.
Shipping
Company
|
D
|
87)
|
Payment of a TT
Purchase is made by debit to
A.
Branch
Clearing General Account
B.
IBIT
Account
C.
Suspense
Account
D.
TT?s
Purchase Account
|
A
|
88)
|
The legend care
new account will be marked in the new accounts for a period of
A.
3 months
B.
6 months
C.
9 months
D.
12 months
|
D
|
89)
|
While granting
housing loan to staff members, non encumbrance certificate for a period of
___ years is to be obtained
A.
30 years
B.
12 years
C.
13 years
D.
20 years
|
C
|
90)
|
Under the MODS,
for order of breaking deposits in the absence of any selective mandate from
depositors, the system of ____ will be observed.
A.
FIFO
B.
LIFO
C.
FILO
D.
LILO
|
B
|
91)
|
The cut off score under credit scoring model for Personal loans
where tie up is available
A.
40
B.
50
C.
60
D.
75
|
B
|
92)
|
The depositor is
he makes a deposit under the SBI tax saving Term Deposit scheme gets
exemption from one of the under noted tax
A.
Income Tax
B.
Gift Tax
C.
TDS
D.
Capital
Gains Tax
|
D
|
93)
|
As per Income Tax
rules electrical fittings have to be classified under
A.
Other
Plant and Machinery
B.
Furniture
and fittings
C.
Separate
Head
D.
Repairs to
Banks property
|
B
|
94)
|
Depreciation on
the Networked ATM?s and VSAT is calculated and borned by
A.
Designated
Branch
B.
Respective
Zonal Office
C.
Respective
LHO
D.
Corporate
Centre
|
C
|
95)
|
Under FCNB
scheme, who absorbs the exchange risk involved
A.
The Bank
B.
Government
of India
C.
RBI
D.
The
Depositor
|
A
|
96)
|
S.L.Kapur
Committee recommendations relates to:
A.
Agri.
Financing
B.
SSI
Financing
C.
SBF
Financing
D.
None of
the above
|
B
|
97)
|
The amount
recovered in the written off accounts is credited to
A.
Protested
Bills Account
B.
AUCA
C.
Charges
Account
D.
Remitted
to LHO
|
C
|
98)
|
Committee headed
by Mr. Kalia was set up for
A.
Financing
feature films.
B.
Investment
in Plantations Companies.
C.
Financing
Infrastructure/Core Activities.
D.
To study
role of NGO/SHG.
|
D
|
99)
|
When a customer
buys foreign currency travelers cheques from our branches it is a
A.
Sale
transaction for the bank
B.
Purchase
transaction for the bank
C.
Inter bank
transaction
D.
TT
Purchase transaction
|
A
|
100)
|
The balances in the following accounts are fully repatriable
A.
NRE, FCNB
and NRO
B.
NRE, FCNB
and RFC
C.
NRE, NRO
and RFC
D.
FCNB and
NRO
|
B
|
101)
|
Indian
citizens proceeding abroad for medical treatment can avail of foreign
exchange without producing documentary proof to the extent of
A.
US$ 1 Lac
B.
US$ 30000
C.
US$ 75000
D.
US$ 50000
|
A
|
102)
|
A resident Indian
can retain unspent foreign exchange with him to the extent of
A.
US$ 2000
B.
US$ 1000
C.
US$ 3000
D.
US$ 5000
|
A
|
103)
|
Which of the
following activities are not covered under PMRY?
- Horticulture
- Poultry
- Piggery
- Raising Crops
|
D
|
104)
|
When does the
limitation of counter guarantee starts?
- From the date of issue
of Bank Guarantee
- From the date of
payment made by the Bank against guarantee
- Both of the above.
- None of the above
|
B
|
105)
|
A student, for
higher studies abroad, can take foreign exchange from Authorised Dealers
without documentary evidence to the extent of
A.
US$ 50000
B.
US$ 100000
C.
US 75000
D.
US$ 25000
|
B
|
106)
|
KRISHI PLUS is introduced for purchase of ????
- Old Tractor and
implements
- New Tractor and
implements
- New or old
tractor with old implements
- All of the above
|
B
|
107)
|
Our Bank has set
a target to bring down Net NPA to ??.
by March,2005.
- 2%
- 3%
- 4%
- 5%
|
A
|
108)
|
Single Window
refers to
A.
Providing
single window at a branch
B.
Providing
all services at one counter
C.
Simplified
Accounting branch
D.
Simple
Work
|
B
|
109)
|
As of now how
many volumes of Banks Book of Instructions are in vogue?
A.
6
B.
7
C.
8
D.
9
|
D
|
110)
|
Usance export bills discounted by the bank is debited to
A.
DD
Purchase Account
B.
Bill of
Exchange Account
C.
Foreign
Currency General Account
D.
Inland
Bills Account
|
B
|
111)
|
Cash kept under
Guarantee Bond System should be examined within ??. days.
A.
10
B.
15
C.
20
D.
30
|
B
|
112)
|
Maheswari
Committee relates to ??.
A.
Financing
to SSI
B.
Agri.
Finance
C.
NPA
Management
D.
Insurance Sector Reforms
|
C
|
113)
|
The following
categorized branches report all foreign transaction to FD and submit R returns to RBI
A.
A,B and C1
B.
A, B , C1
and C2
C.
A and B
D.
B, C1 and
C2
|
C
|
114)
|
At what rate
depreciation is charged on Software?
A.
33.33% as
per SLM
B.
60.00% as
per SLM
C.
33.33% as
per WDV
D.
60.00% as
per WDV
|
D
|
115)
|
Returning non resident account holders can open RFC accounts in
A.
US
Dollars, Euro, JY and Stg.Pound
B.
US Dollars
only
C.
US Dollars
, Sterling Pound and Euro
D.
Sterling
Pound only
|
B
|
116)
|
What is maximum
period for which deposits under NRNR is accepted.
A.
1 year
B.
2 years
C.
3 years
D.
Scheme has
been discontinued.
|
D
|
117)
|
An Indian citizen
deputed to Indian Embassy in Paris for a fixed term of two years is a
A.
Non
resident India
B.
Resident
C.
Foreign
National
D.
Citizen of
Paris
|
A
|
118)
|
Validity period
of Equitable mortgage is
A.
3 years
B.
12 years
C.
13 years
D.
30 years
|
B
|
119)
|
Government
cheques are valid for
A.
One month
from the date of issue
B.
During the
month of issue
C.
Three
months after the month of issue
D.
Twenty one
days from the date of issue
|
C
|
120)
|
Who is authorized
to pass entries through Sch.No.9 and
10?
A.
Accountant
B.
Field
Officer
C.
Branch
Manager
D.
Controlling
Authority
|
C
|
121)
|
Two wheelers financed to agriculturist under
A.
SCOOM
B.
ATL
C.
KGC
D.
Personal
Loan
|
B
|
122)
|
Under Krishi Plus
the minimum educational qualification of the applicant should be
A.
No minimum
prescribed
B.
8th
Standard
C.
SSC
D.
Graduation
|
B
|
123)
|
Rakshak Plus
scheme deals with purchase of
A.
House
B.
Security
Alarm
C.
Tractor
D.
Ambulance
|
C
|
124)
|
Under minor irrigation scheme, repayment for purchase of pumpsets
is
A.
5 years
B.
7 years
C.
9 years
D.
12 years
|
C
|
125)
|
The following
document is obtained for conversion of ACC into ATL
A.
AB4
B.
AB7
C.
AB5
D.
AB8
|
B
|
126)
|
To become
eligible to avail General Purpose Term Loan under SSI, credit rating should
be minimum
A.
SB 1
B.
SB 2
C.
SB 3
D.
SB 4
|
C
|
127)
|
Under Core Banking CDC stands for
A.
Core
Development Centre
B.
Central
Data Centre
C.
Central
Distribution Centre
D.
Core Data
Centre
|
B
|
128)
|
Green Channel
Programme for Excellence refers to
A.
Award for
highest KCC issuing branch
B.
Special
Training Workshop for outstanding performer in rural credit
C.
The award
for best agriculturist of the branch
D.
Best
region award for implementing UCP in record time
|
B
|
129)
|
The scheme
Justice Plus is not applicable to
A.
Judges
B.
Court
Clerks
C.
Advocates
D.
Tribunal
Officers
|
C
|
130)
|
The staff group
insurance scheme is called as
A.
Swarnaganga
B.
Swarnakamal
C.
Swarnasuraksh
D.
Sudarshan
|
A
|
131)
|
BPR stands for
A.
Below
Poverty Range
B.
Business
Process Reengineering
C.
Bill
Payment Register
D.
Business
per Region
|
B
|
132)
|
Stamp Duty
payable on a promissory note payable otherwise than on demand depends on:
A.
Tenor only
B.
Amount
& Usance period only
C.
Amount
only
D.
None of
the above
|
B
|
133)
|
Under Pensioner Scheme maximum loan can be granted _____ times of
pension
A.
4 months
pension
B.
6 months
pension
C.
12 months
pension
D.
24 months
pension
|
C
|
134)
|
SSI application received for loans above Rs.25,000 and upto Rs. 5
Lacs should be disposed off within
A.
1 Week
B.
2 Weeks
C.
4 Weeks
D.
6 Weeks
|
C
|
135)
|
Banks are
required to obtain photographs of depositors as per the provisions of
A.
Banking
Regulation Act.
B.
Negotiable
Instrument Act
C.
RBI
instructions
D.
Contract
Act
|
C
|
136)
|
In case of Garnishee order, who is called Garnishee
A.
Bank
B.
Judgement
Debtor
C.
Judgement
Creditor
D.
Court
|
A
|
137)
|
Bankers Lien and
right to set off derives its power from
A.
Banking
Regulation Act
B.
NI Act
C.
SBI Act
D.
Contract
Act
|
D
|
138)
|
Under Krishi Plus
scheme the tractor should run for minimum _____ hour?s p.a.
A.
600
B.
1000
C.
1500
D.
2000
|
C
|
139)
|
Pravasi Plus
Schme is for
A.
Relative
or friends of NRI
B.
Tourists
C.
NRIs
D.
Travel
Companies
|
A
|
140)
|
Export performance Guarantee covers
A.
Guarantees,
bid Bonds issued by bank
B.
Advances
made against export incentives receivable
C.
Discount/purchase
of bill
D.
None of
above
|
A
|
141)
|
A foreign draft
issued by your branch is required to be cancelled. At what rate will it be
cancelled?
A.
TT Selling
Rate
B.
TT Buying
Rate
C.
Bill
Buying Rate
D.
Bill
Selling Rate
|
B
|
142)
|
Paryatan Plus
scheme is for
A.
Tourists
B.
NRI
C.
For
development of infrastructure at tourist centers.
D.
Railway
Travellers
|
C
|
143)
|
Under SME Credit
Card the stock statement is to be obtained
A.
Once in a
year
B.
Every
month
C.
At
quarterly intervals
D.
At half
yearly intervals
|
A
|
144)
|
Which of the
following aspect has to be considered for treating an account as NPA:
A.
Means of
the borrower
B.
Means of
the guarantor
C.
100%
deposit in the Branch
D.
Repayment
|
D
|
145)
|
Marginal farmers
are those holding land up to:
A.
1
hectare(irrigated)
B.
2 hectares
C.
3 hectares
D.
4 hectares
|
A
|
146)
|
Maximum number of
days allowed for scrutiny of documents presented to Opening/Confirming Bank
for payment of L/C are ---------
A.
7 days
B.
5 days
C.
7 banking
days
D.
11 banking
days
|
C
|
147)
|
Under Credit
Guarantee Fund Trust for small Industries 1% annual fee is to be borne
by_____
A.
Respective
Bank
B.
RBI
C.
Borrower
D.
50% by
Bank and 50% by borrower.
|
C
|
148)
|
Payment of
Savings Bank interest is compounded ______
A.
Monthly
B.
Quarterly
C.
Half
Yearly
D.
Yearly
|
C
|
149)
|
Verified Date
wise monthly statement should be sent to
A.
FSLO
B.
Focal
Point Branch
C.
Controllers
D.
GAD Mumbai
|
A
|
150)
|
The first two
digits of draft number denotes:
A.
Circle code
number
B.
Bank code
number
C.
Branch
code number
D.
None of
the above
|
A
|
|
|
|
|
|