[access-uk] Re: Watch that lets you access the bank in a heartbeat
- From: Shaun O'Connor <capricorn8159@xxxxxxxxx>
- To: access-uk@xxxxxxxxxxxxx
- Date: Sat, 14 Mar 2015 18:04:21 +0000
interesting but I am somewhat sceptical what, for example if one is in
an environment where there is a great deal of external interference(
loud regular low frequency drum beat through a disco system for instance
). or even more likely, that the heart rhythms changes due to an onset
of an illness that directly affects the rhythm of the heart. changes of
rhythm in response to external stimuli. etc.
On 14/03/2015 17:31, Derek Hornby wrote:
> I thought this may interest some of you.
>
>
> Watch that lets you access the bank in a heartbeat
> Julia Kollewe
> The Guardian 14 March 2015
>
> People logging on to their bank account could in future dispense with
> passwords and have their heartbeat checked to verify their identity.
>
> Halifax is the first UK lender to test electronic wristbands that
> sense customers' heartbeats in an effort to make online banking more
> secure.
>
> The Nymi band, which looks like a watch, authenticates the wearer by
> identifying unique electrical signals emitted by his or her heart,
> known as
> an electrocardiogram, when it is first placed on the wrist. The
> technology
> means that people will not need to remember multiple passwords when
> they log
> in to their accounts. The customer wears the band on one wrist and
> touches
> the top sensor with the opposite hand. The band authenticates the
> wearer when
> it is first placed on the wrist, and another set of sensors
> continuously
> detect that the authenticated person is still wearing the band. If the
> band
> is taken off, the ECG is re-read once it is placed around the wrist
> again.
>
> The wristband has been developed by Toronto-based technology firm
> Bionym,
> which has also trialled it with Royal Bank of Canada.
>
> Halifax, which is owned by Lloyds Banking Group, said the technology
> was
> superior to fingerprints or iris scans as the heartbeat is a "vital
> signal
> of the body and, as such, naturally provides strong protection against
> intrusions and falsification". The bands are at an early development
> stage
> and there are no immediate plans in the pipeline to start giving them
> to customers, Halifax said.
>
> They are made of plastic, rubber and metal and are very comfortable to
> wear, according to the bank.
>
> The bank will ask some customers entering its branches to try out the
> electronic wristband when they log in to their bank accounts on a
> smartphone
> or computer. A spokeswoman said: "You could fake someone's
> fingerprint, but
> you can't fake someone's heartbeat."
>
>
>
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