This email is subject to Terms and Conditions as found in our Email Legal Notice which forms part of this email message in terms of section 11 of the Electronic Communications and Transaction Act 25 of 2002. Please click on http://www.mf.co.za/content/EMAIL_Legal_Notice.asp , or send a blank email to disclaim@xxxxxxxxx By receiving, reading or acting upon this email you will automatically be bound by the terms of the Email Legal Notice. Mutual & Federal Insurance Company Limited Authorised Financial Services Provider ----- Hello, I have been wanting to do my certification for awhile but as a contractor it means having to loose income and paying ZAR12000 which equates to a huge chunk of finance in South Africa. My question is this: 1. Can I write the exams and do the required hands on course at the end or is it a requirement for doing at the begining of the certification. 2. Does a online course/CBT perhaps qualify as a hands on? (As time is a problem - always :-) Lets face it passing the exam is the point is it not? Rather than warming an Oracle University seat? TIA Regards denham