William: Its not proprietary, but in some cases, it may as well be. In short, we plan to attempt to support this behavior in a later version. Rob Meredith >>> w.hubbs@xxxxxxxxxxx 08/12/06 05:53PM >>> Hello all, I have been using quicken for a while, but I do not like the fact that it is not very accessible. I am considering switching to money talks. One thing that I do like about quicken is its ability to directly communicate with some banks to download transactions, send payments, etc, without having to download or import qif files. Is this a proprietary thing between intuit and the banks? If not, is there any intrest in incorporating this ability into money talks? Thanks, William