Hi Barbara, The bank grid exists only after you download a qif file of your bank transactions from your bank and import that file into Money Talks. Then the bank grid, which has most of the columns that the register has, shows you what has been downloaded and you can switch between the bank grid and your register to look at any transactions that do not match. Normally, there is no bank grid. Terrie Mary T. (Terrie) Terlau, Ph.D. Adult Life Project Leader Department of Educational and Technical Research American Printing House for the Blind 1839 Frankfort Ave. Louisville, KY 40206 Phone: (502) 899-2381 Toll-free: (800) 223-1839 ext. 381 Fax: (502) 899-2269 Email: tterlau@xxxxxxx >>> b.j.jones@xxxxxxxxxxx 08/04/05 04:01PM >>> I just discovered Money Talks through the APH beta section of the web site. I downloaded the product and liked it's performance so much that I purchased the CD version today. I have one question. I'm not sure what the purpose of the bank grid is. When I tab to get from the register to the grid, I hear a beep. How do you know when you are in the bank grid? What is it's purpose? -- Barbara Jones