Hi Diana, There is no stupid question. Our initials sound like AFB when you read them with a screen reader, but we are A P H, the American Printing House for the Blind. Probably the best way for you to update, coming from our first release to our very latest, is to go to: www.aph.org/beta/mt_beta.exe This is the download link. Make sure you know which folder you are downloading to. Once you have downloaded, install by pressing enter on mt_beta.exe Normally, you can use the help menu, alt-h, and press enter on look for updates. If you are on line at the time, your version of Money Talks will go to the APH web site and download the new version. It will prompt you if you need to do anything in the install. But because of so many changes that have ben made in the program between the first one and the latest update, it would be better to use the first procedure this time. Please let us know if you have any problems doing this. Best, Terrie Mary T. (Terrie) Terlau, Ph.D. Adult Life Project Leader Department of Educational and Technical Research American Printing House for the Blind 1839 Frankfort Ave. Louisville, KY 40206 Phone: (502) 899-2381 Toll-free: (800) 223-1839 ext. 381 Fax: (502) 899-2269 Email: tterlau@xxxxxxx