Hi, Guys. I think I figured out my problem where debits were quacking at me even though I showed a positive amount in my account. A long time ago, when I started using money talks, I set the checking account up to warn me when I reached a $100 minimum balance. When I checked the properties, there it was. That has to be it. I assume that even though I had a positive balance, since I wanted to be warned about a minimum balance, the program was only following orders. Needless to say, I put that minimum balance column back to zero. This is the account where I pay the mortgage and such; so I don't usually need to be concerned with over draft protection. Thanks. Paul Henrichsen <mailto:Paulh52@xxxxxxxxxxx> Paulh52@xxxxxxxxxxx