[infoshare] Fw: New Scam Credit Card Scam]

Hello all,

With the Holiday season upon us, below is an important message to read and 
remember.
Maria

Subject: Fw: New Scam Credit Card Scam]
-----Original Message-----

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The Holiday Season is just a little bit down the road and the bad guys are 
already trying to get free stuff by using your credit. I just received this so
thought I'd forewarn you and forward it on.

New Credit Card Scam
Snopes.com
says this is true.   See this site -
http://www.snopes.com/crime/warnings/creditcard.asp
This Snopes site says TRUE!!! I just checked it myself...

This one is pretty slick since they provide YOU with all the information, 
except the one piece they want.

Note, the callers do not ask for your card number; they already have it.  This 
information is worth reading.  By understanding how the VISA & MasterCard
Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on 
Thursday from "Master Card".

The scam works like this: Person calling says, "This is (name), and I'm calling 
from the Security and Fraud Department at VISA. My badge number is 12460.
 Your card has been flagged for an unusual purchase pattern, and I'm calling to 
verify.  This would be on your VISA card which was issued by ( name of
bank).  Did you purchase an Anti-Telemarketing Device for $497.99 from a 
Marketing company based in Arizona ?"  When you say "No", the caller continues
with, "Then we will be issuing a credit to your account.  This is a company we 
have been watching and the charges range from $297 to $497, just under the
$500 purchase pattern that flags most cards.  Before your next statement, the 
credit will be sent to (gives you your address), is that correct?"

You say "yes".  The caller continues - "I will be starting a Fraud 
investigation.  If you have any questions, you should call the 1- 800 number 
listed on
the back of your card (1-800-VISA) and ask for Security.

You will need to refer to this Control Number.  The caller then gives you a 6 
digit number.  "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works.  The caller then says, "I need 
to verify you are in possession of your card."  He'll ask you to "turn your
card over and look for some numbers."  There are 7 numbers; the first 4 are 
part of your card number, the next 3 are the security Numbers' that verify
you are the possessor of the card.  These are the numbers you sometimes use to 
make Internet purchases to prove you have the card.  The caller will ask
you to read the 3 numbers to him.  After you tell the caller the 3 numbers, 
he'll say, "That is correct, I just needed to verify that the card has not
been lost or stolen, and that you still have you card.  Do you have any other 
questions?"  After you say, "No," the caller then thanks you and states,
"Don't hesitate to call back if you do", and hangs up.

You actually say very little, and they never ask for or tell you the Card 
number.  But after we were called on Wednesday, we called back within 20 minutes
to ask a question.  Are we glad we did!  The REAL VISA security Department told 
us it was a scam and in the last 15 minutes a new purchase of $497.99 was
charged to our card.

Long story - short - we made a real fraud report and closed the VISA account.  
VISA is reissuing us a new number.  What the scammers want is the 3-digit
PIN number on the back of the card.   Don't give it to them.  Instead, tell 
them you'll call VISA or Master card directly for verification of their 
conversation.
 The real VISA told us that they will never ask for anything on the card as 
they already know the information since they issued the card!  If you give
the scammers your 3 Digit PIN Number, you think you're receiving a credit.  
However, by the time you get your statement you'll see charges for purchases
you didn't make, and by then it's almost too late and/or more difficult to 
actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason 
Richardson of Master Card" with a word-for-word repeat of the VISA scam.
 This time I didn't let him finish.  I hung up!  We filed a police report, as 
instructed by VISA.  The police said they are taking several of these reports
daily!  They also urged us to tell everybody we know that this scam is 
happening.

Please pass this on to all your family and friends.  By informing each other, 
we protect each other.

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-----Original Message-----

 

 

The Holiday Season is just a little bit down the road and the bad guys are already trying to get free stuff by using your credit. I just received this so thought I'd forewarn you and forward it on.

New Credit Card Scam Snopes.com says this is true.   See this site - http://www.snopes.com/crime/warnings/creditcard.asp This Snopes site says TRUE!!! I just checked it myself...

This one is pretty slick since they provide YOU with all the information, except the one piece they want.

Note, the callers do not ask for your card number; they already have it.  This information is worth reading.  By understanding how the VISA & MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from "VISA", and I was called on Thursday from "Master Card".

The scam works like this: Person calling says, "This is (name), and I'm calling from the Security and Fraud Department at VISA. My badge number is 12460.  Your card has been flagged for an unusual purchase pattern, and I'm calling to verify.  This would be on your VISA card which was issued by ( name of bank).  Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in Arizona ?"  When you say "No", the caller continues with, "Then we will be issuing a credit to your account.  This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards.  Before your next statement, the credit will be sent to (gives you your address), is that correct?"

You say "yes".  The caller continues - "I will be starting a Fraud investigation.  If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800-VISA) and ask for Security.

You will need to refer to this Control Number.  The caller then gives you a 6 digit number.  "Do you need me to read it again?"

Here's the IMPORTANT part on how the scam works.  The caller then says, "I need to verify you are in possession of your card."  He'll ask you to "turn your card over and look for some numbers."  There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers' that verify you are the possessor of the card.  These are the numbers you sometimes use to make Internet purchases to prove you have the card.  The caller will ask you to read the 3 numbers to him.  After you tell the caller the 3 numbers, he'll say, "That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have you rcard.  Do you have any other questions?"  After you say, "No," the caller then thanks you and states, "Don't hesitate to call back if you do", and hangs up.

You actually say very little, and they never ask for or tell you the Card number.  But after we were called on Wednesday, we called back within 20 minutes to ask a question.  Are we glad we did!  The REAL VISA security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account.  VISA is reissuing us a new number.  What the scammers want is the 3-digit PIN number on the back of the card.   Don't give it to them.  Instead, tell them you'll call VISA or Master card directly for verification of their conversation.  The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card!  If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit.  However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report.

What makes this more remarkable is that on Thursday, I got a call from a "Jason Richardson of Master Card" with a word-for-word repeat of the VISA scam.  This time I didn't let him finish.  I hung up!  We filed a police report, as instructed by VISA.  The police said they are taking several of these reports daily!  They also urged us to tell everybody we know that this scam is happening.

Please pass this on to all your family and friends.  By informing each other, we protect each other.

 


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