Hi, There's no such thing as a free lunch. Having said that here's how I understand it. It is not a free Visa card. It is a compulsory card that you use to purchase anything from the irgun site. For example if you want to see a play from their list of subsidized plays, the only way you can pay for it ( as of June 1) is with their special credit card. When I spoke to the guy he said that you can use it only for their site and not for anything else.= i.e. no mminimum. My problem is that I don't want to cancel my regular credit card which does have a minimum on it. If I don't use it, then I pay a huge fee. So up until now I have avoided taking another credit card as I have no intention of spending enough to warrant 2 minimum fees on 2 credit cards. I feel that the Irgun is putting me in an untenable position - use their card if you want to use their site. Bev On Wed, May 30, 2012 at 8:44 PM, renee wahl <renew@xxxxxxxxxxxxxxxx> wrote: > Hi, > This is in response to Linda Kuras' request for advice about applying for a > 'free' Visa card offered by the Irgun. > > My experience with the freebies that the Irgun offers is that the only one > that benefits from them are those who run the Irgun. I don't have any > experience with the Visa card they are offering, but I would like to point > out some facts regarding our Pessach Gift card of 400-450 Shekels. > > 1) This card is not a 'gift'. We pay for it out of our Irgun dues. > > 2) We also pay taxes on this 'gift'. > > 3) I have tried to use the card at various stores that are willing to > accept it, and these are NOT the stores that I usually shop at, but the > large chains whose prices are higher than your neighborhood shops. The > problem is that you can use your card to pay ONLY for items that are NOT on > 'special'. Want to buy that book at Steimatski that's 2 for the price of > one, or that kids' activity book that's 30% off? Too bad, you can't get > the > discount if you use your card to pay. Last week I was in Hamashbir trying > to get rid of my gift credit. Hamashbir has really shoddy goods that are > way overpriced. The cotton summer jacket I wanted to buy was on special - > reduced from 400 Shekels to 200. However, if I wanted to buy it with my > gift card, I'd have to pay the full 400 Shekels. Have you seen anything in > Hamashbir that isn't on 'special'? Maybe 10% of their goods. So you can > only pay the outrageous price with your card, or the 'special' with your > 'real' money. This policy is in effect in all the stores that honor the > Irgun gift card. The Irgun is supposed to use its quantity buying power to > get us better deals. So who profits from the above situation? Use your > imagination. > > > > Have you checked the small print for the Visa card? Is it free after the > initial trial period and how long is that period? Is there a minimum that > you have to buy with it within a certain time? You'd be amazed at what > they can think up. Even with a negative answer to the above, I for one, > still wouldn't touch their offer. > > Renee > > From: LindaKM <lindakm09@xxxxxxxxx> > > Subject: Irgun Teachers and Visa > > > > I got a call offering me a free Visa with all these "wonderful" > > discounts etc... for Irgun Hamorim teachers. > > Has anyone looked into this? I imagine there must be a "catch". If > > someone knows something, I'd appreciate hearing from you. > > Thanks. > > Linda Kuras Mizrahi > > > > > > > > ************************************** > ** Etni homepage - http://www.etni.org > ** post to list - etni@xxxxxxxxxxxxx > ** help - ask@xxxxxxxx > ** David Lloyd: ETNI founder & manager > http://david.greenlloyd.com > *************************************** > > > ************************************** ** Etni homepage - http://www.etni.org ** post to list - etni@xxxxxxxxxxxxx ** help - ask@xxxxxxxx ** David Lloyd: ETNI founder & manager http://david.greenlloyd.com ***************************************