From Nelson Farm - re liability insurance. -Heidi From: Mark Higgins D.C. [mailto:higginscenter@xxxxxxxxxxx] Sent: Wednesday, July 02, 2014 8:35 AM To: Andy and Heidi Mechtenberg Subject: RE: State Meet Our insurance is through the HOA. A liability insurance. On occasion, a pool will ask if the "Coach" is licensed and insured. What they are asking is if they have liability coverage for coaching mistakes. I have not seen the packet yet, so probably the former. Mark t