There is no free lunch. That's right~!!! I believe lots of people tried to get their credit report online. As we seen on TV, the report is "FREE". But when we try to get it online, it asked our credit card nubmer and other information. I found out that it's just free for one month, and there will be monthly fee afterwards. Most of people, like myself don't check the credit card statement, so even though they charge me I won't even know. Lots of website said that you can get a free coupons, but all they do is selling your information to other company, so do you think you really get a deal, I don't think so. Why do we always receive useless emails? Think about it. http://groups.google.com/group/misc.consumers.frugal-living/browse_thread/thread/a5bf5dacc70afd3d/c819a7d6c12d22bf?lnk=st&q=credit+report+charges+monthly+fee&rnum=1&hl=en#c819a7d6c12d22bf Jenny Cheung jennyche_ung@xxxxxxxxx "Life is like a box of chocolates, you never know what you're gonna get." --------------------------------- Yahoo! Mail Bring photos to life! New PhotoMail makes sharing a breeze.