nah i still live at home get my money and want to spend it but i just dont have it at times to spend it and besides i at the moment are should we say looking very closely at the opposite sex ----- Original Message ----- From: "steven taylor" <steven_taylor10@xxxxxxxxxxx>
To: <bactttoma@xxxxxxxxxxxxx> Sent: Saturday, May 01, 2010 6:45 PM Subject: [bactttoma] Re: pension
To be fair David, I do have a business which is really slow at the moment. But my main income is still the dsp blind.I pay a home loan every month, the usual bills and the usual need for food etc.There is nothing wrong with admitting to yourself you are a bad budgeter. In fact, that's great. The trick is to stick to the budget once you have it balanced.I use b pay or direct debit to pay my bills, I have a credit card, yes I admit it, I use it too and again have to make sacrifices to pay it off.I rarely drink alcohol at the moment, the budget doesn't stretch enough to allow it.I will admit I am a smoker but with the recent tax hike I am determined to quit this time can't afford to ruin my health any more, let alone the health of anyone else.I also pay rates about 900 dollars a year where I live and the body corporate is 1200 bucks a year which I get little value for money but must pay, because silly Steven bought a strata titled property after he was talked in to it.I then have the business to run on top of this it's hard, I will admit it. On 01/05/2010, at 6:33 PM, david wrote:okay stevne thats a fare and balance argument but as a tenager not working and studying its hard to budget but maybe i am just bad at it ----- Original Message ----- From: "steven taylor" <steven_taylor10@xxxxxxxxxxx>To: <bactttoma@xxxxxxxxxxxxx> Sent: Saturday, May 01, 2010 6:28 PM Subject: [bactttoma] pensionHi folks. In my view yes and for a number of reasons.I keep hearing from pensioners oh it is so hard to live on my low income and it is so hard to budget.The good news is folks if you really need genuine assistance, there are a million solutions in Australia, we are lucky in this regard.Most shires have food banks and transport services to take you to these places as well.Don't knock food banks, the places are fantastic if people want my 2 cents worth, and yes I have used them now and then.Another thing to consider is the pension is the top benefit you can get.If you compared the pension rate to new start you will find even without rental assistance you get about 150 dollars extra each fortnight.Again, heaps of concessions are available on pensions everything from deferred rates if you own your own home to concessions on everything from animal registration to car registration and yes, believe it or not, insurance if you know where to look.Another thing to consider is the number of charities who give assistance with everything from food vouchers to vouchers they send to gas, electricity, phone and water companies to help and assist pensioners pay their bills.As I say, you just need to know where to look.Start with your local churches, and no you don't have to convert to a religion to get genuine assistance.As for medical appointment transport, look at your local shire, your local church, and even your local state government department may assist you here, this saves taxi fairs.In the specific case of blind people, compare our membership fees to BCA or VA to those others are paying.If you live in Western Australia and you are blind you pay 66 dollars a year for the Association for the Blind.Compare that price to membership you pay to Vision Australia and count your blessings if you live anywhere outside WA.Pensioners are now the only people who get free ambulance transport new start customers do not get this even though they have health care cards.As for clothing, well, you don't need the top of the line labels every time surely not.Nothing wrong with all the second hand stuff and shops around they are everywhere these days.And if that's not enough, there are drop in centres, soup kitchens, and yes, chemists who give pensioner discounts on over the counter products as well although a lot of them want you to pay a membership fee first now days.So pensioners, swallow your pride, the assistance is truly out there, and keep off the poker machines please ok complete waste of money and I see so many pensioners spending hundreds of dollars a year on this waste.On 01/05/2010, at 6:03 PM, david wrote:hmmm heres something to think do we recieve enough money from the goverment from our pension. I only say that parents now will recieve more they us over 18 weeks if they choose to have chilldreen your thoughts----- Original Message ----- From: "david" <davidsaxberg@xxxxxxxxxxxx> To: <bactttoma@xxxxxxxxxxxxx> Sent: Saturday, May 01, 2010 5:55 PMSubject: [bactttoma] Re: Another new member approved impresstaylor@xxxxxxxxxwell i br ha! good on ya em cools----- Original Message ----- From: "Emma Taylor" <impresstaylor@xxxxxxxxx>To: <bactttoma@xxxxxxxxxxxxx> Sent: Saturday, May 01, 2010 5:49 PMSubject: [bactttoma] Re: Another new member approved impresstaylor@xxxxxxxxxhi guys, my name is Emma Taylor and I am from Adelaide South australia.I am 22 years old, turning 23 on 6th june. I love chatting to lots of people and making friends. Warm Regards Emma Taylor (Adelaide South Australia) home: 0883679237 mobile: 0435723767 Email: impresstaylor@xxxxxxxxx Facebook: impresstaylor@xxxxxxxxx Skypename: impresstaylor Windows messenger: impresstaylor@xxxxxxxxx----- Original Message ----- From: "steven taylor" <steven_taylor10@xxxxxxxxxxx>To: <bactttoma@xxxxxxxxxxxxx> Sent: Saturday, May 01, 2010 5:12 PMSubject: [bactttoma] Another new member approved impresstaylor@xxxxxxxxxHi Ema.I know who you are but others don't or may not and welcome to the list.Thank you for joining.Ok so if you see this post, you are now approved and can start posting immediately.To post. Send email to. bactttoma@xxxxxxxxxxxxx Look forward to hearing from you. Can we break the unlucky 13 members. Cheers. Steven. To Leave bactttoma send an email to: bactttoma-request@xxxxxxxxxxxxxWith "unsubscribe" in the subject or body of the message (without the quotes). Use "subscribe" instead if you want to re-subscribe to bactttoma. Use "info" to get your welcome message again or use "faq" to get the FAQ with the list guidelines in detail. These requests will give you moreinformation on other commands like setting digest and vacation modes. To post to bactttoma, send email to: bactttoma@xxxxxxxxxxxxxReplies to emails on this list will go to the whole list by default.General information about bactttoma, ways to join, leave and set options is at://www.freelists.org/list/bactttoma To contact the bactttoma moderators, send email to: steven_taylor10@xxxxxxxxxxx To Leave bactttoma send an email to: bactttoma-request@xxxxxxxxxxxxxWith "unsubscribe" in the subject or body of the message (without the quotes). Use "subscribe" instead if you want to re-subscribe to bactttoma. Use "info" to get your welcome message again or use "faq" to get the FAQ with the list guidelines in detail. These requests will give you more information on other commands like setting digest and vacation modes.To post to bactttoma, send email to: bactttoma@xxxxxxxxxxxxxReplies to emails on this list will go to the whole list by default.General information about bactttoma, ways to join, leave and set options is at://www.freelists.org/list/bactttoma To contact the bactttoma moderators, send email to: steven_taylor10@xxxxxxxxxxxTo Leave bactttoma send an email to: bactttoma-request@xxxxxxxxxxxxxWith "unsubscribe" in the subject or body of the message (without the quotes). Use "subscribe" instead if you want to re-subscribe to bactttoma. Use "info" to get your welcome message again or use "faq" to get the FAQ with the list guidelines in detail. 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To post to bactttoma, send email to: bactttoma@xxxxxxxxxxxxx Replies to emails on this list will go to the whole list by default.General information about bactttoma, ways to join, leave and set options is at://www.freelists.org/list/bactttoma To contact the bactttoma moderators, send email to: steven_taylor10@xxxxxxxxxxxTo Leave bactttoma send an email to: bactttoma-request@xxxxxxxxxxxxxWith "unsubscribe" in the subject or body of the message (without the quotes). Use "subscribe" instead if you want to re-subscribe to bactttoma. Use "info" to get your welcome message again or use "faq" to get the FAQ with the list guidelines in detail. 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To post to bactttoma, send email to: bactttoma@xxxxxxxxxxxxx Replies to emails on this list will go to the whole list by default.General information about bactttoma, ways to join, leave and set options is at://www.freelists.org/list/bactttoma To contact the bactttoma moderators, send email to: steven_taylor10@xxxxxxxxxxx
To Leave bactttoma send an email to: bactttoma-request@xxxxxxxxxxxxxWith "unsubscribe" in the subject or body of the message (without the quotes). Use "subscribe" instead if you want to re-subscribe to bactttoma. Use "info" to get your welcome message again or use "faq" to get the FAQ with the list guidelines in detail. These requests will give you more information on other commands like setting digest and vacation modes.
To post to bactttoma, send email to: bactttoma@xxxxxxxxxxxxx Replies to emails on this list will go to the whole list by default. General information about bactttoma, ways to join, leave and set options is at: //www.freelists.org/list/bactttoma To contact the bactttoma moderators, send email to: steven_taylor10@xxxxxxxxxxx
