[access-uk] Re: Chip and pin revisited

  • From: "Barry" <bbinc@xxxxxxxxxxxxx>
  • To: <access-uk@xxxxxxxxxxxxx>
  • Date: Sun, 19 Dec 2004 16:12:45 -0000

I have a chip and pin visa card that also has a signiture.  I have used it both 
by putting a pin number in and by signing for the goods.

Barry H

  ----- Original Message ----- 
  From: Derek Hornby 
  To: access-uk@xxxxxxxxxxxxx 
  Sent: Sunday, December 19, 2004 3:18 PM
  Subject: [access-uk] Re: Chip and pin revisited


  Hi  Barry

  >*From 1 January, retailers can refuse to accept signatures if the customer
  > has  a chip and pin card.*

  Correct, this is because one needs a chip and signature card if one is to
  use signature rather than PIN.


  >This isn't to say that they cannot accept signatures,

  Well can we be bit more clear here.

  There are really 3 sort of cards around at the moment.
  Card  (1  and (2 below replace card (3

  1. Chip  and PIN. To use this one at point of sale, one can only use PIN.

  2. Chip and signature. To use this one at point of sale, one can only use
   signature.

  3. Old style card signature only. This card will be replaced with Chip and
   PIN by default, so one must ask for the chip and signature if one doesn't
   want chip and  PIN.

  I think you will find it's card (3 that won't be generally accepted, because
    it's not a chip and signature one!





  Regards,
  Derek

  e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx



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