|
FOREIGN
CURRENCY NON-RESIDENT DEPOSITS (FCNR)
w.e.f. 1st March 2006 (% p.a.)
|
|
U S $
|
EURO
|
GBP
|
CAN$
|
AUD
|
|
PERIOD OF THE DEPOSIT
|
RATE
|
YIELD
|
RATE
|
YIELD
|
RATE
|
YIELD
|
RATE
|
YIELD
|
RATE
|
YIELD
|
|
1 year and above but < 2 years
|
4.90
|
4.9000
|
2.73
|
2.7300
|
4.42
|
4.4200
|
3.96
|
3.9600
|
5.42
|
5.4200
|
|
2 years & above, but < 3 years
|
4.88
|
5.0615
|
2.99
|
3.0577
|
4.46
|
4.6114
|
4.01
|
4.1322
|
5.39
|
5.6118
|
|
3 years & above, but < 4 years
|
4.86
|
5.1650
|
3.08
|
3.2010
|
4.48
|
4.7385
|
4.06
|
4.2717
|
5.41
|
5.7893
|
|
4 years & above, but < 5 years
|
4.86
|
5.2941
|
3.16
|
3.3404
|
4.47
|
4.8357
|
4.11
|
4.4181
|
5.47
|
6.0233
|
|
5 years
|
4.86
|
5.4274
|
3.21
|
3.4520
|
4.45
|
4.9230
|
4.15
|
4.5597
|
5.48
|
6.2075
|
Reinvestment Plan
|
(Interest is calculated on 360 days in a year basis. The
maturity amount for a full year will have to be arrived at by adding simple
interest for the residual period at the applicable rate.)
|
|
PERIOD
|
US $
|
EURO
|
GBP
|
CAN$
|
AUD
|
|
|
MAT.AMT.
|
MAT.AMT.
|
MAT.AMT.
|
MAT.AMT.
|
MAT.AMT.
|
|
12 ms
|
104.9000
|
102.7300
|
104.4200
|
103.9600
|
105.4200
|
|
24 ms
|
110.1231
|
106.1154
|
109.2228
|
108.2644
|
111.2237
|
|
36 ms
|
115.4950
|
109.6031
|
114.2155
|
112.8151
|
117.3680
|
|
48 ms
|
121.1762
|
113.3615
|
119.3430
|
117.6723
|
124.0930
|
|
60 ms
|
127.1369
|
117.2602
|
124.6152
|
122.7987
|
131.0375
|
NOTE:
All these interest rates are subject to change, without notice.
The revised interest rates are applicable only on fresh deposits and
renewal of maturing deposits.
NON-RESIDENT
NON-REPATRIABLE RUPEE DEPOSIT (NRNR)
(withdrawn w.e.f. 1st April 2002)
NRE RUPEE DEPOSIT
NRE
RUPEE DEPOSIT
|
w.e.f. 1st March, 2006
|
|
.
|
Reinvestment Plan
|
|
(Maturity amount for Rs. 100.00)
|
|
PERIOD
|
(%p.a.)
|
PERIOD
|
MAT.AMT
|
YIELD
|
|
1 year to less
than 2 years
|
5.90
|
12 ms
|
106.0318
|
6.0318
|
|
2 years to less
than 3 years
|
5.90
|
24 ms
|
112.4275
|
6.2137
|
|
3 years to less
than 4 years
|
5.90
|
36 ms
|
119.2089
|
6.4030
|
|
4 years to less than 5 years .
|
5.90
|
48 ms
|
126.3994
|
6.5998
|
|
up to 5 years
|
590
|
60 ms
|
134.0236
|
6.8047
|
RESIDENT FOREIGN CURRENCY
Resident Foreign Currency A/C (RFC) (in US
$) w.e.f 1st March 2006
|
Period (Months)
|
(% p.a.)
|
Minimum Deposit
in US ($)
|
|
1 year and above but less than 2
years
|
4.90
|
1,000
|
|
2 years and above but less than 3
years
|
4.88
|
1,000
|
|
3 years only
|
4.86
|
1,000
|
NOTE: All these interest rates are subject to change, without
notice .
The revised interest rates are applicable only on fresh deposits and
renewal of maturing deposits.
|
INTEREST RATES ON DOMESTIC TERM
DEPOSITS AND NRO DEPOSITS
WITH EFFECT FROM 9th January
2006
|
|
|
Duration
|
Interest
Rates (% p.a)
|
Annualized
yield at the
of the slab (%)
|
|
7 days to 14 days
|
3.00*
|
3.00
|
|
15 days & upto 45 days
|
4.50
|
4.50
|
|
46 days and upto 179 days
|
4.75
|
4.75
|
|
180 days to less than 1 year
|
5.50
|
5.54
|
|
1 year to less than 3 years
|
6.00
|
6.14
|
|
3 years to less than 5 years
|
6.25
|
6.82
|
|
5 years and above
|
6.50
|
7.61
|
*Term deposits for maturity period of "7 days to 14 days" shall
be accepted for amounts of Rs 1 crores and above.
· The above rates are applicable
for fresh deposits and renewal of maturing deposits.
· The rate of interest for single
domestic term deposits for maturity of '1 year and above' to individual
Personal Segment (domestic) customers for term deposit of Rs 15 lakhs but
less than Rs 50 lakhs shall be 25 bps above card rate and for term deposit
of Rs 50 lakhs above 50 bps above the card rate.
· For bulk
deposits of Rs 10 crores and above, please approach branch for
treasury rates.
REINVESTMENT PLAN
(Special Term Deposits)
|
Period
|
Maturity amount for
Rs.100.00
|
Yield %
|
|
6 months
|
102.5156
|
|
|
9 months
|
103.7971
|
|
|
12 months
|
105.6145
|
5.6145
|
|
24 months
|
111.5442
|
5.77209
|
|
36 months
|
118.6813
|
6.22711
|
|
60 months
|
136.3539
|
7.27078
|
|
120 months
|
185.9239
|
8.59239
|
|
|
