Remember the days when the banks offered a free toaster or mixmaster for opening a new account? Well I saw that RBC has a program that is somewhat similar. You have to have some regular online bill payment such as gym membership, utilities etc. More details here: http://www.rbcroyalbank.com/open-an-account/ipadmini/terms.html -- Barry Takayesu Prestige Print & Graphics 10592 Wellington Rd St.Thomas, ON N5P 3T1 (519) 631-8800 (519) 878-3210 barryt99@xxxxxxxxx