> So, at 52 and after 35 years of service, I am > going to retire. I saved > a ton in my 401k which has been in a guaranteed fund for > the past several > years and has not lost any money. > > Merry Christmas to me. I can't hardly believe it. > > Tom Warfel Congratulations, Tom! Nice to know that the good guys win every now and then. Hope you spend some of that newfound free time listening to good music. Frank