---------- Forwarded message ---------- From: Ruthi <rsheffer@xxxxxxxxx> Subject: Re: Urgent re: Shabbaton keren and misc. Does anyone know if only Min of Ed people can do this? I belong to ORT -does that mean I can't move my Keren Hishtalmut to Bank Yahav? Ruth Esther wrote: > Hello! I just discovered that I was misled by the Bank Ha'benleumi. > (Thank you Esther Shenker; your e-mail got me thinking and ...)I > called Bank Yahav (where I suggest ALL Min. of Ed. and other gov't > employees move their accounts as you pay no 'amalote' (commision?) for > almost anything other than an overdraft!! I have yet to enter a branch > even once since my move 8 months ago; I handle all my affairs by phone > and am very pleased with their service!) > > WELL, it turns out that we can move our keren hishtalmut from Bank > Ha'benleumi to Bank Yahav or any other bank we so choose without > forfeiting a penny or paying a fine! In Yahav you have the choice of > one of two shabbaton funds: the first, as in the Bank Benleumi, is > tied up with stocks and bonds. The second however is what they call > 'solidi' which means that you get a set percentage of annual gain from > your keren. True, if one is lucky, he can make a bundle on the market. > However, I recently heard that someone in my family lost 1/2 million $ > in the stock market debacle of 2009; he couldn't afford that loss and > I can't afford one either! > > It's extremely late -- the banks yield their control over your > Shabbaton funds in January so get busy like bees and check it out > quickly!!! Take a look at your bank's yearly report and see how many > hundreds of shekels you pay for every dang (yes that was dang and not > the other rude word :) line that is printed to show you how much > money your bank has wasted on the reams of paperwork they send you; > etc. YES the initial move of all our 'ho'raote keva' was a royal pain > to take care of, but after that, it's a joy to do business with them! > (And no I am not getting paid for this ad nor do I have a sibling > employed there!) > > BTW, I sent a long list of e-mail sites for projects to the forum but > apparently it has to wait for David's return from abroad to be hooked > up to a link. (Yes, I am Irgun, Yes I am a scab for doing projects.... > you guessed it; many of my pupils are from Sederot and surrounding > oft-rocketed areas.) NO I haven't begun teaching HOTS although I'm > right in the midst of 'A Summer's Reading' sans HOTS and having my > pupils keep all their work in a klasser. Should the Irgun sign a > finalized agreement with the little issues such as more teaching hours > and monetary recompense, I will have a 2 day marathon Eng. event in > the summer, G-d willing, -- maybe with a barbeque-- to fill in the > missing HOTS requirements. > > NO, once again, I am NOT speaking for the masses, only for my little > ole self and giving a suggestion to other Irgun members: If your > pupils keep all their literature in a separate klasser, it will be > much easier to fill in the missing HOTS assignments/ tests without > starting from scratch. Remember: AS OF NOW NO FINAL AGREEMENT HAS BEEN > SIGNED SO HOLD OFF ON THE HOTS! > > Regarding making up the HOTS material, as they say in Hebrew, 'katan > aleinu' in comparison with all the other hundreds of things we EFL > folks do yearly without a word of thanks except from our dear > colleagues on this forum! (Is it only me, or have you all noticed that > not only are our incoming pupils lacking more and more basic general > information; most of them seem to think that they deserve anything and > everything we do for them without a 'please' or 'thank you?') > > Good luck to those of you with pupils doing the winter exams, > and all the best to everyone here- ----------------------------------------------- ** Etni homepage - http://www.etni.org ** for help - ask@xxxxxxxx ** ** to post to this list - etni@xxxxxxxxxxxxx ** -----------------------------------------------