Hi Everyone, In excel , when I create a house hold budget!!! , afterall the appropiate information and details are in the formulas are applied , for the totals for each month are then added,. the results do not include the first row of out going expences. Any suggestions , recomendations on how to correct this? Also, (this one may be of the same problem) in this project in excel titled income, after all the information is typed in, whenthe totals are added up per month, the firstthree months and the last three months give the correct results, while the middle six months give a negative results ie zero, again, any ideas or recomendations are appreciated, Thanks in advance. Regards Ger