I am a bit disappointed that I did not get any response to my query on Internet banking. However, I have today learned, and am duly passing on the information received, that from the 7th November, code cards are being issued for 'phone link as well as Internet Banking - extra security. So for those of you whom use 'phone link, you had better get on to your Bank or the 24 hour banking service and seek Braille versions of code card. Maureen.