Eligibility for the TRICARE Retiree Dental Program includes "gray area"
retirees
The TRICARE Retiree Dental Program (TRDP) is available to all military
retirees (including "gray area" retirees under age 60) and their eligible
family members, unremarried surviving spouses and their eligible children,
as well as Medal of Honor recipients and their eligible immediate family
members. The program covers cleanings, exams, fillings, root canals, gum
surgery, oral surgery and dental accidents on the first day that coverage
becomes effective; after 12 months of being in the program, it then covers
crowns, bridges, partials, braces and dental implants. (New retirees who
enroll within four months after retirement from the Uniformed Services or
transfer to Retired Reserve status are eligible to waive the 12-month
waiting period for major services; supporting documentation is required)
The TRDP provides every enrollee an annual maximum of $1,300 per person, a
$1,200 annual maximum for dental accidents and a $1,750 lifetime maximum for
orthodontics. It is important to note that the money that the TRDP pays out
for preventive and diagnostic services doesn't count against the annual
maximum - those benefits are in addition to the $1,300. Retirees can find
more information on the program, as well as enroll 24/7/365, online by
visiting trdp.org.
TRDP enrollees realize the maximum program savings (an average of 22%) when
seeing a network provider. To find a network provider, as well as utilize
the Consumer Toolkit to view processed claims, see annual maximum
information, sign up to receive paperless Explanation of Benefits and more,
please visit trdp.org. You can also obtain more information by contacting
Doug Schobel at <mailto:dschobel@xxxxxxxxx> dschobel@xxxxxxxxx.
Here are some other TRDP links and info that you might find helpful:
Enrolling - Enrolling online in the TRDP is easy via the TRICARE Beneficiary
Web Enrollment (BWE) portal. Once you've retired and your retirement status
is reflected in DEERS, simply access our Enroll Today
<http://www.trdp.org/retirees/enroll-today.html> page and follow the
instructions. The TRICARE BWE portal doesn't work well with Google Chrome,
so I'd use Internet Explorer. Two month's premium prepayment is required
upon enrollment and then the monthly premiums are automatically deducted
from your retired pay via an allotment. I'd also make sure to watch this
Enrolling is Easy video
<https://www.youtube.com/watch?v=2_gnc0g8Xis&feature=youtu.be> before
enrolling online, as it makes the process much easier.
Premiums - Monthly premiums are based on the zip code in which you reside
and how many family members you enroll. Here is a link to find your specific
premium -- Premium Search <http://www.trdp.org/retirees/premiums.html> .
Find a Network Dentist for $avings - To maximize your benefits have your
care performed by a TRDP network dentist. Network dentists save you a lot of
time, paperwork and money (on average, savings are up to 22%!). Not only
that, when seeing a network dentist you won't ever be charged a co-pay for
your 2 routine cleanings (or 3 cleanings if you're a Type 1 or 2 Diabetic),
2 exams and annual x-ray. To find a TRDP network dentist in your area, visit
http://www.trdpnetwork.org/ . Watch the Save Money
<https://www.youtube.com/watch?v=DQbhrTLJOyA&feature=youtu.be> video to
learn more.
Managing Your Account 24/7 - A few days after enrolling in the TRDP, please
Register to use the Consumer Toolkit
<https://www.ddfgptoolkits.com/ipWeb/appmanager/ct/desktop> which allows
you to manage your dental program by viewing your annual maximums
used-to-date as well as your processed claims, and even sign up to receive
paperless statements and more. When registering, please note that your
Subscriber ID is the retiree's social security number.
Combining Coverage - You can combine the TRDP with another dental program
and have them pay together to defray, or even eliminate, your cost-share
(even if they're both Delta Dental programs).
How to Print an enrollment Card -
http://www.trdp.org/retirees/order-enrollment-card.html
Program Materials and Resources -- http://www.trdp.org/retirees/forms.html
Like my <http://www.facebook.com/dougschobel> Facebook page for program
updates and more!
Doug Schobel
Sr. Marketing Representative, Marketing and Communications, Northeast region
and Overseas
Email: <mailto:dschobel@xxxxxxxxx> dschobel@xxxxxxxxx
Telephone: 401-732-0297
Delta Dental of California Federal Government Programs
11155 International Drive
Rancho Cordova, CA, 95670 We keep you smilingR
<http://www.trdp.org/> www.trdp.org | <http://www.phsaddp.com/>
www.phsaddp.com | <http://www.deltadentalfeds.org/> www.deltadentalfeds.org
| <http://www.deltadentalvadip.org/> www.deltadentalvadip.org
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