Would the tree be considered an act of god or an uninsured bystander??? -------------- Original message -------------- From: "Denis Dodson" <coocoo@xxxxxxx> I called my USAA insurance people about if your car rolled across you own yard and hit a tree, was it covered bt Homeowner's? "No". No long talk, no I hope you are OK, no I'm sorry, just "No". I thought I might hang up and call back and say, if a squirrel chewed through the brake line and it rolled into a tree? Ok, what if a bear got in it and rode it across the yard? It sound like an old Don Adams (get Smart) joke. "Would you believe that a squirrel? No, eh? Would you believe a bear?...Would you believe a rabid poodle..."