Hi Eleanor. The turnaround for talk cover insurance is replacement within 48 hours, but that's presumably the longest it will take from claim approval. I've never claimed on mine as yet, so couldn't comment on the claims service, though I would assume they'd give you a like for like replacement, for instance an N85 begets another N85, but whether its unlocked or branded I couldn't tell you. You'd be wise to ring the insurance underwriters and ask them questions of this nature and to see if the policy would be appropriate for your needs. There is an extensive FAQ section on www.talkcover.co.uk which may also provide an answer. ----- Original Message ----- From: Eleanor Burke To: talks-uk@xxxxxxxxxxxxx Sent: Wednesday, December 02, 2009 2:14 PM Subject: [talks-uk] Re: N85 Have you ever had cause to claim on your Insurance Ibrahim? I have on my Vodafone one and within less than 24 hours have had my new phone. Furthermore, if say I have a Vodafone N85 and I loose it, is that Insurance company going to replace with a Vodafone N85 or an unlocked unbranded one? Will that insurance policy for example pay for my phone if it is not working, deemed 'broke' but not lost? Will they pay Vodafone to repair it? OK I guess you are going to tell me to read the Policy but these are just a few quickies. Thanks. Eleanor ----- Original Message ----- From: Ibrahim Gucukoglu To: talks-uk@xxxxxxxxxxxxx Sent: Wednesday, December 02, 2009 11:20 AM Subject: [talks-uk] Re: N85 Hi Paul. I'll probably get a slap on the wrist for this, but I've recently been dealing with a company called talk cover, they provide mobile phone insurance for practically any current make and model of phone, and you can get a multiple phone discount if you have more than one handset in your household by insuring them on the same policy. To find out more and get a free no obligation quote, visit www.talkcover.co.uk and enter your phone details. All the best and good luck. ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Wednesday, December 02, 2009 11:12 AM Subject: [talks-uk] Re: N85 I know Barbara... On all counts of what you are saying. I'm going to tackle them in a bit anyway as there are quite a few things that need resolving. Can't believe Voda don't stock the N86 since everyone is talking so highly of them here. Re insurance and such... It just isn't the sort of thing you should have to confirm is in place just because you change your tariff. I'll sort it though so, no worries. And thanks again for your quick response yesterday afternoon, it really helped.. And others here too.. -------------------------------------------------------------------------- From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Barbara Wilson Sent: 02 December 2009 10:38 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 Paul Cancelling your insurance would probably not be on your bill, but surely they should have sent you written or Email confirmation of this or at least told you verbally? Of course you then get into the mirky waters of perhaps them saying they told you and you have no way of proving or disproving this. It always amuses me how companies say when you ring them that they may record the call for monitoring or training purposes. Then when you have a conversation and they later deny they said what they did, this always happens to be one of the conversations they didn't record. Leaves me thinking that they either record none or conveniently don't record, or say they didn't record, the one you are disputing. However I'm getting off topic here and can see Graham creeping up behind me with his big stick...! Find me on Twitter http://www.twitter.com/barkingbabs Barbara Wilson M: 07917710779 T: 02887784046 E: barkingbabs@xxxxxxxxxxxxxxx IM: creativeeyes@xxxxxxxxxxxxx Skype: creativeeyes ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Wednesday, December 02, 2009 10:31 AM Subject: [talks-uk] Re: N85 I get them online and didn't look at the detail at the time as the bill was around the same as usual. I wouldn't expect to look to see if my insurance had been charged each month though any more than I would look to see if I still had the same price plan. Those are the things you know you are being charged for each month and not expect them to change. ------------------------------------------------------------------------ From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Eleanor Burke Sent: 02 December 2009 10:20 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 Don't they send you statements? Wouldn't this have been in your statement? I have print statements and audio statements from Vodafone and any time I changed anything, no matter how minor they always sent a statement because apart from anything else I always asked them and reitterated that I would also require the audio one. ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Wednesday, December 02, 2009 10:15 AM Subject: [talks-uk] Re: N85 I think I will ask them for a few months free line rental or something... As an aside, in part of the conversation yesterday, they suggested that I claim on my insurance, then said that I no longer had insurance... When I asked why, as I had not cancelled it, they said it was cancelled by them when they changed my price plan! So I was supposed to know that how??? So, I definitely need to address that one with them... If I had have lost my phone for example, I would have no protection... Craziness! ---------------------------------------------------------------------- From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Eleanor Burke Sent: 01 December 2009 16:57 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 Hopefully it will not Paul. I wish you well and have no doubt you will keep us posted. ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Tuesday, December 01, 2009 4:55 PM Subject: [talks-uk] Re: N85 Thanks for that. I could have had the N97 MINI as I said but, I didn't because it doesn't work with Talks. If I have problems with the N85, I will be going back to them and getting them to finish the contract early. I can then at least start over with another company. Although, I have to say that in many other respects, Vodafone have been very good and they still have the best coverage and services overall in my humble opinion. So, yes, saving some of my negotiation ability for if it is needed in the future perhaps. Paul -------------------------------------------------------------------- From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Eleanor Burke Sent: 01 December 2009 16:17 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 You are a good negotiator Paul and I took my queue from you re N96. Now I have not ended up with the same phone as you but that was my choice. I could have had N85 and retain my contract but I forfitted my contract in favour of the phone of my choice. they just had to give in re N96 as even Nokia recognize that phone was not good in the end. ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Tuesday, December 01, 2009 3:32 PM Subject: [talks-uk] Re: N85 OK, thanks. I've reluctantly gone for it even though I'm losing loads of memory. I understand that the n85 can only take an 8gb memory card, is this the case? Don't think it was a great outcome really. They said I could have had the n97 mini but, it don't work with talks at the moment. OOOOOOOOOHHHHHHHHH I tel ya!! ------------------------------------------------------------------ From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Eleanor Burke Sent: 01 December 2009 15:19 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 It is good but someone will have to tell you that kind of thing, ssomeone like Barbra. ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Tuesday, December 01, 2009 3:04 PM Subject: [talks-uk] Re: N85 Hi Thanks and thanks again. Is is any good? Quick idea of features if you can please. Thanks. Paul ---------------------------------------------------------------- From: talks-uk-bounce@xxxxxxxxxxxxx [mailto:talks-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Barbara Wilson Sent: 01 December 2009 14:57 To: talks-uk@xxxxxxxxxxxxx Subject: [talks-uk] Re: N85 Yes. Quick enough? Find me on Twitter http://www.twitter.com/barkingbabs Barbara Wilson M: 07917710779 T: 02887784046 E: barkingbabs@xxxxxxxxxxxxxxx IM: creativeeyes@xxxxxxxxxxxxx Skype: creativeeyes ----- Original Message ----- From: All formats To: talks-uk@xxxxxxxxxxxxx Sent: Tuesday, December 01, 2009 2:56 PM Subject: [talks-uk] N85 Hi, can anyone tell me quickly if the n85 works with talks? Vodafone may be offering it to me as a replacement for my troubled n96 and I am on the phone to them now. Cheers. Paul Hopkins Paul Hopkins - Manager (All Formats) Queen Alexandra College Court Oak Road Harborne BIRMINGHAM B17 9TG Tel: 0121 428 5018 Fax: 0121 428 5048 E-mail: allformats@xxxxxxxxx Web: www.allformats.org.uk Allformats - Braille, Audio, Digital and Large Print Resources for Access by People with a Visual Impairment. ***** Confidentiality and Disclaimer: This email and its attachments are intended for the addressee(s) only and may be confidential or the subject of legal privilege. 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