Hi Charles, Absolutely. I think those who are just against it are deliberating pretending to misunderstand one rather minor point I made while proposing the *technology loan fund*. did you two get that word "loan" there? you think it's a clue??? everyone who makes a loan has to decide what they will be willing to do when/if it isn't paid back; and I made an observation that we might try for friends and family as cosigners, rather than immediately turning to the cost of a collections agency or the court system. if anyone had a disagreement with that part, they should have said "no, a better way to handle non-payments is ...", not pretending that the entire loan idea is illegal and unworkable. how ridiculous can you get??? As I said, and "Joe" here completely ignored, this has already been done in the past by our local non-profit; but they and the state decided not to replenish the fund as it was used up. my other point was to recognize it will be used up, and make it an ongoing fund raising commitment. my third point was to make the financial qualifying standards be those of a cap in nature, not a minimum, in order to help the people who need it the most, not those who we think can best pay it off. this is already being done in the third world, under the term known as "micro banking", and it's turning out tremendously successful, with one report showing a payback rate over 90 percent. they attributed such a high payback rate to their use of friends and family as cosigners, instead of high financial minimum qualifications. The entire point is to try and help those blind people who may need a braille writer, or a color identifier, or an ocr device, in order to live independently, but who are extremely poor. my impression is that there is a huge variation in the amount of money a blind person might receive from the SSA. I have an idea that an SSI recipient might only receive a third of what an SSDI recipient may get. and this doesn't even acknowledge those blind people who have incomes from employment. Some of us therefore, just have no reasonable hope of obtaining assistive technology without some help. As I said earlier, "those who think they can, and those who think they cannot, are both right!" Chip -----Original Message----- From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf Of Charles Atkins Sent: Saturday, January 16, 2010 2:49 PM To: tabi@xxxxxxxxxxxxx Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse Giving it awy? I don't concur with that translation of what Chip has said. People would be paying back these monies. No? ----- Original Message ----- From: "Joe Plummer" <joeplummer@xxxxxxx> To: <tabi@xxxxxxxxxxxxx> Sent: Saturday, January 16, 2010 7:48 AM Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse > You are right Darla I agree with you. But can it be done yes. But there is > a > lot of hoops you are going to have to jump thru! This is a great idea but > it > is not as easily done as you thinking Chip. You have a lot of rules and > laws > to go by. You can't just go out and start a loan company. Now this being > said if you are really rich with lots of money you can give how much money > away as you can afford. But that is just you giving it away. Not a loan > company. > t > > > Sign, > JP ( Joe Plummer) > joeplummer@xxxxxxx > > -----Original Message----- > From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On > Behalf > Of Lynn Evans > Sent: Friday, January 15, 2010 9:30 PM > To: tabi@xxxxxxxxxxxxx > Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse > > Martin Luther King Jr had a dream also. > > tell them about the dream Martin. Tell them about the dream. > > ----- Original Message ----- > From: Charles Atkins <mailto:catkins@xxxxxxx> > To: tabi@xxxxxxxxxxxxx > Sent: Friday, January 15, 2010 4:15 PM > Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse > > Sounds like something out of a dream, or, other! > > Gotta start somewhere though. > > I'm sure many could appreciate the thought anyway! > > I applaud even the thought as Chip presented it. > > The thought of Airplanes were probably once laughed at! > > Thought not to be possible! > > "To Dream The Impossible Dream" > > Sounds like music to my ears! > > Let the music play on! > > > > ----- Original Message ----- > From: djrogers0628 <mailto:djrogers0628@xxxxxxxxxxx> > To: tabi@xxxxxxxxxxxxx > Sent: Friday, January 15, 2010 3:29 PM > Subject: [tabi] Re: I have an idea for TCB, NFB, and the > Lighthouse > > Dear Chip, > > What you propose is totally unworkable; we were told of > several funds, that used to exist and had a fairly considerable amount of > money, fall flat on their faces because the funds were not administered > properly--you have to set up a nonprofit foundation of some kind first; > you > need to find your funding sources--individual, corporate, etc.--you need > to > set up a committee or board who will administer the fund and process > applications, etc. etc. > > I wish doing what you propose was as easy as you think but > it is not, and if we don't have re-payment, other funding sources will > back > out because you are, in effect, giving grants rather than making loans. > > Are you delving into everyone's finances through some > channel of which I am not aware? I personally don't know anyone in Tally > who is getting huge SSDI or Retirement checks, though I'll grant you there > are folks who don't have as much, and there probably ought to be some way > to > verify an individual's financial status--that would mean some people could > not qualify because, even with a small-interest loan over a fair period of > time, will be more than they can afford. > ] > I will not involve myself in anything that is questionably > legal--oh yes, you do have to report to the > IRS-because what you propose sounds more like a grant > program to me with no financial accountability to the contributors or > borrowers. > > Darla > > - > Darla J. Rogers, B.A. M.S. > > djrogers0628@xxxxxxxxxxx > Home phone #: 850-329-7437 > > Do not allow someone else to be a priority in your life > while allowing yourself to be an option in theirs.--Ani Difranco > > > > Check out the TABI resource web page at > http://acorange.home.comcast.net/TABI > and please make suggestions for new material. > > > > if you'd like to unsubscribe you can do so through the freelists.org web > interface, or by sending an email to the address > tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject. > Check out the TABI resource web page at http://acorange.home.comcast.net/TABI and please make suggestions for new material. if you'd like to unsubscribe you can do so through the freelists.org web interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject. Check out the TABI resource web page at http://acorange.home.comcast.net/TABI and please make suggestions for new material. if you'd like to unsubscribe you can do so through the freelists.org web interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.