That is why I said just go a head for now and do the grants. However use the same criteria that is being talked about here. This is very much true. As someone who has worked with non profit orginizations this is not going to be an easy thing. It's noble, but not easy. That being said, it can be done, if the will is there, and it looks as if the will is there to create a program to salve this problem. To be frank, we as blind people had better start getting use to taking care of ourselves in just this very way. Because we will all have to do this type of stuff here soon. I'M glad to be your humble and obedient servant Zechen Daniel Ben Moshe BYS Broward County www.theblindcansee.org -----Original Message----- From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf Of Chip Orange Sent: Friday, January 15, 2010 4:01 PM To: tabi@xxxxxxxxxxxxx Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse Darla, I never said people would not repay their loans (I did call it a loan fund after all). If I had somehow proposed something illegal (a stretch you really had to work at to come up with that accusation), do you think the Lighthouse would have expressed support for the idea? as for the rest of your message, well, I can certainly tell you couldn't make it work. Someone once said "those who say they can do a thing, and those who say they can't, are both right!" Chip ------------------------------ Chip Orange Database Administrator Florida Public Service Commission Chip.Orange@xxxxxxxxxxxxxxx (850) 413-6314 (Any opinions expressed are solely those of the author and do not necessarily reflect those of the Florida Public Service Commission.) ________________________________ From: tabi-bounce@xxxxxxxxxxxxx [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf Of djrogers0628 Sent: Friday, January 15, 2010 3:30 PM To: tabi@xxxxxxxxxxxxx Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse Dear Chip, What you propose is totally unworkable; we were told of several funds, that used to exist and had a fairly considerable amount of money, fall flat on their faces because the funds were not administered properly--you have to set up a nonprofit foundation of some kind first; you need to find your funding sources--individual, corporate, etc.--you need to set up a committee or board who will administer the fund and process applications, etc. etc. I wish doing what you propose was as easy as you think but it is not, and if we don't have re-payment, other funding sources will back out because you are, in effect, giving grants rather than making loans. Are you delving into everyone's finances through some channel of which I am not aware? I personally don't know anyone in Tally who is getting huge SSDI or Retirement checks, though I'll grant you there are folks who don't have as much, and there probably ought to be some way to verify an individual's financial status--that would mean some people could not qualify because, even with a small-interest loan over a fair period of time, will be more than they can afford. ] I will not involve myself in anything that is questionably legal--oh yes, you do have to report to the IRS-because what you propose sounds more like a grant program to me with no financial accountability to the contributors or borrowers. Darla - Darla J. Rogers, B.A. M.S. djrogers0628@xxxxxxxxxxx Home phone #: 850-329-7437 Do not allow someone else to be a priority in your life while allowing yourself to be an option in theirs.--Ani Difranco No virus found in this incoming message. Checked by AVG - www.avg.com Version: 9.0.725 / Virus Database: 270.14.139/2620 - Release Date: 01/15/10 02:35:00 Check out the TABI resource web page at http://acorange.home.comcast.net/TABI and please make suggestions for new material. if you'd like to unsubscribe you can do so through the freelists.org web interface, or by sending an email to the address tabi-request@xxxxxxxxxxxxx with the word "unsubscribe" in the subject.