[tabi] Re: I have an idea for TCB, NFB, and the Lighthouse

From: "Chip Orange" <Corange@xxxxxxxxxxxxxxx>
To: <tabi@xxxxxxxxxxxxx>
Date: Thu, 10 Dec 2009 15:16:20 -0500
I did not think I was "bashing" anyone.  saying you're disappointed that
someone isn't helping you is not "bashing"; chill Darla.

Chip





------------------------------

Chip Orange
Database Administrator
Florida Public Service Commission

Chip.Orange@xxxxxxxxxxxxxxx
(850) 413-6314

 (Any opinions expressed are solely those of the author and do not
necessarily reflect those of the Florida Public Service Commission.)
 

> -----Original Message-----
> From: tabi-bounce@xxxxxxxxxxxxx 
> [mailto:tabi-bounce@xxxxxxxxxxxxx] On Behalf Of Darla J. Rogers
> Sent: Thursday, December 10, 2009 2:08 PM
> To: tabi@xxxxxxxxxxxxx
> Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse
> 
> Dear Chip,
> 
> Why do you insist on bashing the Lighthouse; I guess Barbara 
> knows the 
> legalities of their getting involved with something like 
> this, and through 
> this past five years, especially, the Lighthouse has 
> supported us in every 
> way it can--publicity; assistance with writing letters and 
> knowing to whom 
> to address them; attending our consumer group meetings; 
> making Saturday tech 
> training possible and many more activities.
> 
> Darla
> 
> 
> ----- Original Message ----- 
> From: "Allison and Chip Orange" <acorange@xxxxxxxxxxx>
> To: <tabi@xxxxxxxxxxxxx>
> Sent: Saturday, November 21, 2009 11:32 PM
> Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse
> 
> 
> > Thanks Victoria.
> >
> > Well, I hope nfb and TCB will talk about it; I'm sorry to see the 
> > Lighthouse
> > isn't really interested in participating, and I disagree about the
> > complexity of record keeping; that is, since we would not 
> be accountible 
> > to
> > some funding source for every dollar, we would not have to 
> do a lot of
> > accounting tasks that the charities to hand out money would 
> normally have 
> > to
> > do.
> >
> > we'd really only have to track who made what payments, and 
> deposit the
> > money.
> >
> > the other admin tasks would be a committee who would have 
> to evaluate
> > applications.
> >
> > I think the no interest, and no financial qualifications 
> part of this idea
> > are important ones.
> >
> > Chip
> >
> >
> >
> > -----Original Message-----
> > From: tabi-bounce@xxxxxxxxxxxxx 
> [mailto:tabi-bounce@xxxxxxxxxxxxx] On 
> > Behalf
> > Of Yvonne Britton
> > Sent: Saturday, November 21, 2009 6:41 PM
> > To: tabi@xxxxxxxxxxxxx
> > Subject: [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse
> >
> > I think this would be a good idea Chip. I am saying this from my own
> > experience with FAAST. I went to them and ask for a loan so I could 
> > purchase
> > a new computer and they said that I should not want to get 
> myself in debt. 
> > I
> > feel like if I want to borrow money for something I need to 
> better myself 
> > I
> > should be the one who can decide if I can afford it or not. 
> . Things that 
> > we
> > how are  in the blind  community need things that are too 
> expensive and if
> > we can not get a loan to buy something I think is very 
> wrong. You should
> > have the mind to decide if you can afford what ever you 
> might need. We 
> > have
> > this organization and we deserve a chance.There some of us 
> who don't have
> > jobs but we do have a income so therefore we should have a 
> chance to get
> > what we need. I myself am tried of putting my money in a refurbish 
> > computer
> > and there are other things I need. So people give us a chance.
> > Victoria LOVES YOU AND SO DO I!!!
> >
> > ----- Original Message ----- 
> > From: Chip Orange <mailto:Corange@xxxxxxxxxxxxxxx>
> > To: tabi@xxxxxxxxxxxxx
> > Sent: Thursday, November 19, 2009 2:57 PM
> > Subject: [tabi] I have an idea for TCB, NFB, and the Lighthouse
> >
> > hi all,
> >
> > I had an idea I hoped the leaders of our 3 big non-profits here in
> > town would take up; I think it's worth doing, and it would give us 
> > something
> > else to focus on besides the bus system, which is more than a little
> > divisive.
> >
> > What I've noticed is that when I'm speaking with many blind people,
> > and I mention a possible technical solution to a problem 
> they're having,
> > their response is often something like "that would be 
> great, but I can't
> > afford it."
> >
> > understandable of course; we all know assistive technology is
> > expensive, and we need a lot of it.
> >
> > so, what if for this area of Florida served by the Lighthouse, we
> > began a fund to which we all contributed, which was then 
> used to provide 
> > no
> > interest loans for the purchase of assistive technology?
> >
> > I was hoping one group would take on the administration of the fund,
> > and all 3 groups would contribute to it, or fund raise for 
> it, as a joint
> > project.  I'll offer to start it off with $100 if someone 
> will take it on.
> >
> > I also hoped the fund could be run in such a way that a person's
> > need for the technology, or their ability to pay, would not 
> be a factor in
> > receiving the loan.    I'd like this to be as free from 
> value judgments as
> > possible.  Perhaps just as the person what payment schedule 
> they thought
> > that they could afford.
> >
> > a lot of microbanks in very poor areas of the world are quite
> > successful, with nearly 100% payback rates, when being run 
> like this, by
> > simply requiring a family member or friend to cosign the 
> loan application,
> > guaranteeing payback if the primary applicant fails to do 
> so.  this seems 
> > to
> > serve as a screening tool (if you can't produce one person 
> who will vouch
> > that you will pay back a loan, then it's likely that you 
> won't), and also 
> > as
> > a real incentive for the applicant to pay-back the loan 
> (not wanting their
> > friend or family to have to do so).
> >
> > I'd also suggest, to help those taking on the administration of the
> > fund, that they do nothing if payments are missed.  we'll 
> make up losses
> > through fund raising.  when you're freed of the effort of 
> collections, 
> > then
> > the administration should be a very minor task.
> >
> > so, what do people think?  will the leaders of these groups be
> > willing to discuss it amongst themselves?
> >
> > Chip
> >
> >
> >
> >
> >
> >
> > ------------------------------
> >
> > Chip Orange
> > Database Administrator
> > Florida Public Service Commission
> >
> > Chip.Orange@xxxxxxxxxxxxxxx
> > (850) 413-6314
> >
> > (Any opinions expressed are solely those of the author and do not
> > necessarily reflect those of the Florida Public Service Commission.)
> >
> >
> >
> >
> >
> > Check out the TABI resource web page at 
> > http://acorange.home.comcast.net/TABI
> > and please make suggestions for new material.
> >
> >
> >
> > if you'd like to unsubscribe you can do so through the 
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> > interface, or by sending an email to the address 
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> > 
> 
> Check out the TABI resource web page at 
> http://acorange.home.comcast.net/TABI
> and please make suggestions for new material.
> 
> 
> 
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> 
Check out the TABI resource web page at http://acorange.home.comcast.net/TABI
and please make suggestions for new material.



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References:
- [tabi] Re: I have an idea for TCB, NFB, and the Lighthouse
  - From: Darla J. Rogers
[tabi] Re: I have an idea for TCB, NFB, and the Lighthouse

Other related posts:
