They said on the Today show this AM that Bank of America and Citibak and immediately starting fees of $39 to $99 a year on those who pay off their accounts monthly. And she is exactly right, closing down paid off accounts hurts you also,. It is so disgusting. My husband tried to get his montly rated lowered by BOA last month (We started this account with MBMA back in 1976) HIs account is NEVER paid late. When the credit rep got huffy with Bob, I believe he called him something like a pompus ass. So the P.A. immediately lowered our credit limit by $2000. We are paying everying off this month and sticking only with our USAA credit card. Carol & Bob Moore, Scharo GSD In a message dated 10/26/2009 4:40:25 P.M. Central Daylight Time, BAERENTATZE312@xxxxxxx writes: I also understand some companies may stick us with a fee for paying the entire balance on time every month. ============================================================================ POST is Copyrighted 2009. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxxx VISIT OUR WEBSITE - http://showgsd.org NATIONAL BLOG - http://gsdnational.blogspot.com/ ============================================================================