Ok, I will explain this for everyone to understand. I didn't post there was an issue because it was premature. The Board needed to contact the insurance company FIRST to find out about coverage. Insurance companies have lawyers in staff to handle this sort of situations. The directors should've had that info BEFORE they were asked to vote on that motion. There would've been no need for a motion. There was not enough information to begin with, and in my eyes, the board voted too soon on this, but at least, with the prodding of some of the directors, they took the right approach and contacted the insurance company first thing on Monday. Now we know the facts. So the board member that was concerned he was going to loose his home over this, I hope his mind is at ease now. What we need to be worry about now is whether the insurance company will renew our policy. And/or if there is going to be an increase on our premium. Hope that's clear. Ileana *********************************************** Ileana, you posted the statement below, but why didn't you post there was an issue to begin with? "I personally didn't think the club needed to pay, but as Gail has pointed out, the insurance is covering this, so we are ok." ************************************** See what's new at http://www.aol.com ============================================================================ POST is Copyrighted 2007. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxxx VISIT OUR WEBSITE - www.showgsd.org ============================================================================