In a message dated 1/31/2007 1:21:19 P.M. Eastern Standard Time, cinosamgsd@xxxxxxxxx writes: I'm not sure that compromising moral and ethical standards based on the the off chance that Hunte might have filed a frivolous lawsuit, just so we don't have to pay higher premiums sends the right message. Cindy Again, it isn't just so we don't have to pay higher premiums. It seems that you think an insurance product is out there and available just because you'd like it to be or that the PC should be able to buy a policy to whatever limit they desire if they can pay for it (it isn't - they can't.) What if based on claims experience we were deemed uninsurable? Then what? No activities? No shows? So basically, you'd be willing to risk the solvency of the club, the insurability of the club (no insurance, no show!) and perhaps the personal assets of the directors and officers to keep one member out of the club long enough to change the bylaws and do it the right way. Now, I have no knowledge that there was going to be a law suit, but the possibility of having to defend one, the position we left ourselves in based on our bylaws being clear as mud, no matter how frivolous the suit, is enough for me to say WOAH! What's a better way to handle this? Gosh, if it isn't clear already, I wouldn't be willing to risk it. Especially since keeping that member out of the club won't make a dimes worth of difference re the mass production of puppies. But this is all good. The bylaws will be changed, (I've seen several wonderful examples already today!), perhaps the code of ethics will be re worked, ditto the breeders' code. People who volunteer to serve can look at the club's insurance, fax a copy of the certificate to their attorney to be certain they are adequately protected, perhaps look into buying their own if their attorney feels there is the need, because, boy oh boy, this club sure has a habit of stepping in it! Kathy member GSDCA, DVGSDC three generations of Dual Titled TC'd Champions live here! visit _Pine Hill German Shepherd Dogs_ (http://www.geocities.com/pinehillgsds/) ============================================================================ POST is Copyrighted 2006. All material remains the property of the original author and of GSD Communication, Inc. NO REPRODUCTIONS or FORWARDS of any kind are permitted without prior permission of the original author AND of the Showgsd-l Management. ALL RIGHTS RESERVED. ALL PERSONS ARE ON NOTICE THAT THE FORWARDING, REPRODUCTION OR USE IN ANY MANNER OF ANY MATERIAL WHICH APPEARS ON SHOWGSD-L WITHOUT THE EXPRESS PERMISSION OF ALL PARTIES TO THE POST AND THE LIST MANAGEMENT IS EXPRESSLY FORBIDDEN, AND IS A VIOLATION OF LAW. VIOLATORS OF THIS PROHIBITION WILL BE PROSECUTED. For assistance, please contact the List Management at admin@xxxxxxxxxxxx VISIT OUR WEBSITE - www.showgsd.org ============================================================================