[ SHOWGSD-L ] DVM/VPI Insurance Group reduces Premiums for Pet Store pups/kittens. Interesting

From: Stormy Hope <stormy435@xxxxxxx>
To: "showgsd-l@xxxxxxxxxxxxx list" <showgsd-l@xxxxxxxxxxxxx>
Date: Sat, 5 Sep 2009 11:12:57 -0700
This was interesting.  PIJAC of course has a bias as they are a  
council of the pet industry, but the stats don't lie, and the Pet  
Insurance group cares about profits, not from where the pets come.
Stormy
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
cross posted/Forwarded
====================
http://www.pijac.org/_documents/puppies.pdf

relevant excerpts below -- we'd all agree that insurance companies are  
all about reducing their OWN risk to maximize their OWN profits,  
right? So if something is high-risk, it pays higher premiums, and if  
lower risk (less likely to be an expense) it pays lower premiums. Read  
on!!
==============
PET INDUSTRY JOINT ADVISORY COUNCIL
1220 19th Street, N.W., Suite 400
Washington, DC 20036
Tel: 202-452-1525
Fax: 202-293-4377

POLICY STATEMENT
Pet Stores, Puppies, and "Puppy ####"

Issue:
Pet store puppies are sometimes characterized as being the product of  
"puppy ####" and therefore,are the product of inhumane, uncaring,  
substandard facilities, and are "ill," "maladjusted," and a "poor  
representation of the breed."
<snip>
Moreover, pet stores simply cannot survive by knowingly selling  
substandard or diseased animals since it makes no sense economically.  
Claims of high incidence of illness in pet store puppies are totally  
unsubstantiated. The few "surveys" from which proponents cite are  
statistically flawed. Apart from the fact that these "studies" failed  
to test puppies coming from other sources for comparison purposes, the
survey techniques were plagued with bias.

One survey simply asked pet store veterinarians if the pet store  
puppies were "treated." The answer was an overwhelming "yes" because  
pet stores by law in the state surveyed retain veterinarians to  
administer prophylactic treatments known as vaccinations and worming  
medications. Responsible pet stores, like responsible hobby breeders,  
provide routine veterinary care.

There is also evidence that the pet industry provides more  
veterinarian care for puppies than the public at large. DVM/VPI  
Insurance Group, the largest provider of animal health insurance,  
testified during a hearing in California that "preconceived notions"  
concerning pet store puppies "could not have been more wrong."

After insuring more than 89,000 pet store puppies and kittens and  
handling health claims from a pool of more than 500,000 insured  
animals, the insurance company reduced its premiums for pet store  
puppies and kittens substantially by as much as 22 percent compared to  
premiums charged for animals from other sources. Why? Pet store  
puppies receive more veterinary attention during the first 12 weeks of  
age than any other puppies and, as a result, have fewer claims.

===========================

There you have it. The insurance industry is probably the least biased
source for this info of anyone, because to them the issue translates
DIRECTLY into profit and loss, with no vested interest in the animal's
origins or other qualities.


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[ SHOWGSD-L ] DVM/VPI Insurance Group reduces Premiums for Pet Store pups/kittens. Interesting

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