NOTE: SBINEWS DOES NOT PERMIT CIRCULATION OF ATTACHMENTS. ATTACHMENTS, IF ANY, CIRCULATED WILL BE ONLY BECAUSE OF VIRUSES. PLEASE,THEREFORE, IGNORE ATTACHMENTS IF ANY IN SBINEWS MESSAGES ************************************************************************ State Bank of India staff to get up, close and personal (Business Standard) K Ram Kumar in Mumbai Published : March 20, 2004 The State Bank of India (SBI) , as part of its business process re-engineering exercise, wants its clerical and subordinate staff to don the mantle of a ?grahak dost? (customer?s friend) at its branch lobbies to proactively assist customers. So, instead of just being rooted to their chairs and proffering verbal assistance, SBI staff will personally direct customers to the right counters, help them complete transactions, and also assist the uninitiated in using ATMs and other hi-tech amenities. The commercial banking behemoth also intends setting up centralised processing cells across its 14 administrative circles to crank up the speed of processing of loan applications of Rs 2 crore and above. The objective of the cells is to compress the turnaround time for loan application processing to one to three weeks as against the three weeks to three months time it takes now. According to A Ramesh Kumar, chief general manager, Local Head Office (Mumbai), the pilot run of the ?grahak dost? initiative is currently underway at 14 branches of SBI in Mumbai. ?As far as customer service goes, personal touch is as important as the ambience of the branches. In each of these 14 branches two award staff are mobile and available in the lobby to help out customers. Hence, one will not find customers looking askance at these branches. This initiative is being rolled out first in our circle (Maharashtra & Goa). Gradually it will encompass all the circles,? he said. The bank has started a centralised processing cell each on a pilot basis in Mumbai and Pune for processing large value (Rs two crore and above) loan applications. SBI?s centralised loan processing cell has six teams whilst the Pune cell has two teams doing loan appraisals. ?The long time taken for processing of loan applications was identified as a weak link. We?re rectifying it by establishing centralised processing cells. The cells will compress the turnaround time for processing loan applications considerably,? Kumar said. ---------------------------------------------------------------------- Email From "rs.pai@xxxxxxxxx" was security checked by 3.90 version of CxProtect(tm) On: mail_store at: 15:58:26, 20-Mar-2004 Saturday ---------------------------------------------------------------------- *************************************************************************** Mailing list (sbinews@xxxxxxxxxxxxx) related information: News/articles about SBI and Banking related matters published in the print media, Internet etc will be circulated through this Mailing List. The messages in this list will help in improving awareness of SBI and its activities vis-a-vis the happenings in the Banking industry. This should be of help to all staff members of SBI, particularly those who are preparing for promotional written tests/interviews/group discussions. Subscription to this Mailing List is simple and FREE. Please check the procedure below. Please share this information with other colleagues/branches that could be interested in subscribing to this Mailing List. The messages circulated here should not be deemed to have the official endorsement of the SBI or any of its employees. The correct factual position may be ascertained from official sources. To join this mailing list, just send an email to sbinews-request@xxxxxxxxxxxxx with the word 'subscribe' without the quotes in the subject of the email message. To leave this mailing list, just send an email to sbinews-request@xxxxxxxxxxxxx with the word 'unsubscribe' without the quotes in the subject of the email message. Archives (old messages) are available for viewing at: //www.freelists.org/archives/sbinews Click on the month-year at the lower left corner to view messages posted during that month. This is an announcements/newsletter type mailing list i.e. only the Moderator/s can post messages to the list. This mailing list is maintained and moderated by Sri. R.S.Pai, currently working as Chief Manager(IT-Internet Banking), SBI, Corporate Centre, Mumbai. Visit http://rspai.tripod.com for some useful Banking, Reference and Utilities Links