OK, Vicki Rolison says there are smart people on this list? OK smart people I have a problem. In 2009 I discontinued my part b and medicare since I was gonna be on my wifes insurence. She retired last march and cobra runs out in October. In July I wanted to reinstate the medicare part b. They said I can't since I waited to long after my wife retired. You have to do it with in 8 months of retirement. Since she retired in March of 2013 I blew that. I can't get medicare until January and it won't start until July of 2015. All other insurence takes 6 months to start. I can't even get insurence through my retirement from vending in michigan because I don't have parts a and b medicare. I do have part a so at least there's that. I'm putting this out there so no one else makes the same mistake. After september I'll have no insurence at age 62. I really screwed up.To send a message, msb-alumni@xxxxxxxxxxxxx To subscribe to the list, send an email to: msb-alumni-request@xxxxxxxxxxxxx with subscribe in the subject line. To unsubscribe msb-alumni-request@xxxxxxxxxxxxx with unsubscribe in the subject line. Online, searchable archives of this list are available at //www.freelists.org/archive/msb-alumni