It just occurred to me, thinking of Paul Stone and his up-coming Christmas child-rearing crisis, the perfect solution: go Jewish! I can't believe I didn't think of this for myself with my kids -- Christ, I could have saved $10,000 at least. Raise them Jewish until time for Bar or Bat Mitzvah, then announce the family's conversion to Hinduism. But you must make it very clear to the kids that you are Reformed, else they might start demanding that you obey all those dietary laws and who wants that? Mike Geary not believing I missed out on such an easy out. Memphis