For many years now, the issue of Doc's not accepting Medicaid has been a problem. But Medicare has, in general, been widely accepted by providers. The times they are a changin' -- and you can't afford to provide health care anymore. As a provider, I can say both that we have continued to accept Medicare's allowables for our care, that we never turn down a patient because they have Medicare or Medicaid as their primary, and that it is becoming increasingly difficult to stay a solvent business based on what Medicare is reimbursing. I suppose eventually there will not only be a lack of insurance issue, but a lack of provider unless you are wealthy issue -- simply because providers of whatever stripe are rapidly going bankrupt. The more patients who present Medicare as their primary, the higher the fee the provider must set for private insurance & self-pay circumstances, just to offset. We do very little with private insurance, because the hoops one must jump through, contracts, capped billing, etc., don't make it worth messing with, and we never bill a patient for whatever their insurance does not cover. Julie Krueger On 5/17/07, carol kirschenbaum <carolkir@xxxxxxxxx> wrote:
Julie wrote:"One would have hoped that the Federal Govt. would insist that providers accept Medicare, but hey -- whaddo I know." ck: Yes, this is horrible and unfortunately, terribly common. Where I live, half of the insured population is on Medicare, yet only a handful of doctors admit Medicare (or Medicaid) patients. The result? Emergency room care only. There should be some way to mandate actual medical CARE for people. The AMA isn't interested, though, in reducing doctors' fees, just as the docs who opt out of Medicare/Medicaid aren't interested in tending to people whose insurance doesn't reimburse at prime rates. I haven't seen this issue (doctors opting out) addressed in the propose California plan or elsewhere, though. Anyone? Carol
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