I'm afraid the SMA policy is worse than what you describe. If you choose not to keep your SMA current, and then one day you decide to buy a SMA so you can upgrade to the latest JAWS update, Freedom Scientific will demand that you pay for all of the SMAs that you failed to purchase. In other words, if you did not buy an SMA that covered JFW versions 7 and 8, and then wanted to upgrade to JFW version 9, they would require you to pay for a SMA that covered JFW versions 7 and 8, and also pay for the SMA covering JFW 9 and 10. They don't care if versions 7 and 8 were buggy or that you did not download them, you are expected to pay for those previous SMAs. I experienced this situation when a couple of versions of JFW were incompatible with the Windows Sticky-keys utility I have to use, due to being one-handed. I couldn't use two versions of JFW because of this bug, but FS still demanded I pay for the SMA covering those unusable versions before I could get the SMA for the latest version in which the bug was fixed. Alan Blake wrote: I'm afraid it doesn't matter whether you install an upgrade or not. If you buy an SMA, you're entitled to two consecutive upgrades.