Hi Tom, Take a look at:- http://office.microsoft.com/en-us/assistance/HA010346401033. aspx There is a very good "Loan Amortisation" Template in Excel. Go to File, New, Templates on My Computer, and then select the Solutions Tab. George. ________________________________ From: jaws-uk-bounce@xxxxxxxxxxxxx [mailto:jaws-uk-bounce@xxxxxxxxxxxxx] On Behalf Of Tom Reid Sent: 08 July 2005 20:36 To: jaws-uk@xxxxxxxxxxxxx Subject: [jaws-uk] OffTopic, excel calculation If anyone knows how to get excel to do a recursive calc like calculating interest for x years, would you let me know off list? Thanks, Tom