[HEALTH.MIL] Healthcare Options During Transition

  • From: HEALTH.MIL@xxxxxxxxxxxxx
  • To: <HEALTH.MIL@xxxxxxxxxxxxx>
  • Date: Tue, 10 Dec 2013 03:22:59 -0600

Healthcare Options During Transition

If you've not fulfilled the 20 year requirement for a military retirement, your
healthcare ends on your last day of regular active duty service or in the case
of an activated National Guard or reserve member and serving a period of more
than 30 consecutive days of active duty in support of a contingency operation,
on the last day of your transition period known as Transitional Assistance
Management Program (TAMP) which is 180-days following your separation date. The
TAMP benefit also applies to active duty service members serving in support of a
contingency operation separating due to: 

*       stop-loss, 
*       sole survivorship discharge, or 
*       agreement to become a member of the Selected Reserve of a Reserve
Component the day immediately following release from regular active duty

Military retiree's under age 65 can choose between a managed care option (HMO),
known as Tricare Prime, or a fee for service option called Tricare Standard. The
main difference between the two is cost verses choice. Tricare Prime is least
costly; whereas, Tricare Standard offers the greatest choice in selecting
providers. Furthermore, the Tricare Prime option is limited to those who reside
within the catchment area of a Military Treatment Facility (MTF).

Tricare also comes with a pharmacy benefit delivered through three points of
service listed below in the order of least to greatest out-of-pocket cost to

*       Military Treatment Facility,
*       Tricare Home Delivery Pharmacy, or
*       Tricare Retail Pharmacy.

Next, the Tricare Retiree Dental Plan (TRDP) provides a dental option for
retiree's as well as gray-area National Guard or reserve members and their
dependents. Timely enrollment, within 120-days of eligibility, ensures the full
range of benefits is available immediately. Otherwise, there's a 12-month
wait-period for crowns, bridges, orthodontics and dentures.

Lastly, once retired, your Tricare catastrophic cap rises to $3,000.00/family
per fiscal year. The catastrophic cap is your maximum out-of-pocket expense for
Tricare covered benefits. Here, the key is Tricare covered benefits. If in doubt
- ask! 

This has been a whirl-wind through the healthcare benefit structure. If you need
further guidance or would like to schedule a one-on-one consultation to discuss
your particular situation in more detail, call a MOAA Benefits Counselor at

Finally, for those readers in career transition who have served as officers in
any branch of the armed forces and are located in the greater Washington, D.C.
area, The West Point Society of DC's annual Military Officer Job Fair will be
held on December 6 from 9:00 am to 12:30 pm at the Waterford Reception Center in
Springfield, Virginia. For the second consecutive year, MOAA is assisting in the
promotion of this job fair, which will be open to all military officers
regardless of commissioning source or branch of service. There is no charge to
attend and no pre-registration is required. For more details, please see
<http://www.wpsdc.org/> www.wpsdc.org and follow the links to career networking

Thanks for reading and happy holidays! 

Jim Carman, MOAA Transition Center Director


SOURCE:  MOAA Article at http://www.moaa.org/MRtransitionhealth/




NOTICE:  Links to archived copies of this and other mailing list messages,

\unsubscribe instructions and other useful information for active duty, retirees

veterans, and their families, are available on the LINKS FOR MIL\RET\VETS
website at



Other related posts:

  • » [HEALTH.MIL] Healthcare Options During Transition - HEALTH . MIL