-----Original Message----- From: Lyn Morgan - Email Some of you may find this useful. m Sent On: 11/07/2011 18:31 Sent To: Malcolm Bowker - Email Address: bowker288@xxxxxxxxxxxxxx Subject: BENEFIT CHANGES see attachment ----- No virus found in this message. Checked by AVG - www.avg.com Version: 10.0.1388 / Virus Database: 1516/3758 - Release Date: 07/11/11