- I think Rich is getting it right. I think they just may have been confused. Had they talked to their lawyers? I do not know much about all of this, but I do know the government has "Sovereign Immunity." You can only sue the government if a law allowing you to is passed. Jim Bensman "Nature Bats Last" > -----Original Message----- > From: geocaching-bounce@xxxxxxxxxxxxx [mailto:geocaching- > bounce@xxxxxxxxxxxxx] On Behalf Of GC-RGS > Sent: Monday, July 26, 2004 2:01 PM > To: geocaching@xxxxxxxxxxxxx > Subject: [GeoStL] Re: The Insurance Problem: Heads Up Everybody > > - > OK, I've got one answer on the liability and I'm waiting for another. > > I just talked to Justin at St. Louis County parks and their take on it is > the individual cacher/hiker/soccer player/etc assumes the liability of > walking through the park. If there is negligence on the part of the park, > then the park is liable. If it is a PUBLIC event held in the park, then > liability is required. But in our case, such as group caching or our > picnics, it is a closed event open to the geocaching community, not really > the public, so insurance is not needed. > > I'm waiting to hear back from Crestwood since they have a swimming pool, > ball fields, the quarry, etc. > > Rich > > ----- Original Message ----- > From: "GC-RGS" <gc-rgs@xxxxxxxxxx> > To: <geocaching@xxxxxxxxxxxxx> > Sent: Monday, July 26, 2004 1:44 PM > Subject: [GeoStL] Re: The Insurance Problem: Heads Up Everybody > > > > - > > Susan, > > > > Ouch, not a good sign. > > > > I agree with Jen, Drei, Bruce, and the others that it's no different > than > > walking or playing in the park and insurance isn't needed for that. But, > > they set the rules and we have to follow them. > > > > In all my talks with the City, St. L. County, and the local cities, > > insurance and liability never came up. I do know that group events, like > > MIGC (State Park) and the potential of having Geo-Woodstock III in > Forest > > Park, both required insurance for the weekend. But, our picnics and CITO > > events didn't need insurance, so I don't know what the criteria is for > do > or > > don't. It looks like a 2 or 3 million dollar policy for a weekend is > about > > $200-300. For a whole year that could be pretty expensive. > > > > I'll make a couple of calls to see what I can find out without > disturbing > > the pot. As Jen said, we probably all have personal liability with our > > homeowners, so are we covered in that sense? > > > > Rich > > > > ----- Original Message ----- > > From: "Susan Ring" <susanmring@xxxxxxxxxxx> > > To: <geocaching@xxxxxxxxxxxxx> > > Sent: Monday, July 26, 2004 11:28 AM > > Subject: [GeoStL] The Insurance Problem: Heads Up Everybody > > **************************************** > Our WebPage! Http://WWW.GeoStL.com > Mail List Info. //www.freelists.org/cgi-bin/list?list_id=geocaching > Mail List FAQ's: //www.freelists.org/help/questions.html > **************************************** > To unsubscribe from this list: > send an email to geocaching-request@xxxxxxxxxxxxx with 'unsubscribe' in > the Subject field > > **************************************** Our WebPage! Http://WWW.GeoStL.com Mail List Info. //www.freelists.org/cgi-bin/list?list_id=geocaching Mail List FAQ's: //www.freelists.org/help/questions.html **************************************** To unsubscribe from this list: send an email to geocaching-request@xxxxxxxxxxxxx with 'unsubscribe' in the Subject field