[GeoStL] Re: The Insurance Problem: Heads Up Everybody
- From: "Jim Bensman" <jbensman1@xxxxxxxxxxx>
- To: <geocaching@xxxxxxxxxxxxx>
- Date: Mon, 26 Jul 2004 14:22:10 -0500
-
I think Rich is getting it right. I think they just may have been confused.
Had they talked to their lawyers? I do not know much about all of this, but
I do know the government has "Sovereign Immunity." You can only sue the
government if a law allowing you to is passed.
Jim Bensman
"Nature Bats Last"
> -----Original Message-----
> From: geocaching-bounce@xxxxxxxxxxxxx [mailto:geocaching-
> bounce@xxxxxxxxxxxxx] On Behalf Of GC-RGS
> Sent: Monday, July 26, 2004 2:01 PM
> To: geocaching@xxxxxxxxxxxxx
> Subject: [GeoStL] Re: The Insurance Problem: Heads Up Everybody
>
> -
> OK, I've got one answer on the liability and I'm waiting for another.
>
> I just talked to Justin at St. Louis County parks and their take on it is
> the individual cacher/hiker/soccer player/etc assumes the liability of
> walking through the park. If there is negligence on the part of the park,
> then the park is liable. If it is a PUBLIC event held in the park, then
> liability is required. But in our case, such as group caching or our
> picnics, it is a closed event open to the geocaching community, not really
> the public, so insurance is not needed.
>
> I'm waiting to hear back from Crestwood since they have a swimming pool,
> ball fields, the quarry, etc.
>
> Rich
>
> ----- Original Message -----
> From: "GC-RGS" <gc-rgs@xxxxxxxxxx>
> To: <geocaching@xxxxxxxxxxxxx>
> Sent: Monday, July 26, 2004 1:44 PM
> Subject: [GeoStL] Re: The Insurance Problem: Heads Up Everybody
>
>
> > -
> > Susan,
> >
> > Ouch, not a good sign.
> >
> > I agree with Jen, Drei, Bruce, and the others that it's no different
> than
> > walking or playing in the park and insurance isn't needed for that. But,
> > they set the rules and we have to follow them.
> >
> > In all my talks with the City, St. L. County, and the local cities,
> > insurance and liability never came up. I do know that group events, like
> > MIGC (State Park) and the potential of having Geo-Woodstock III in
> Forest
> > Park, both required insurance for the weekend. But, our picnics and CITO
> > events didn't need insurance, so I don't know what the criteria is for
> do
> or
> > don't. It looks like a 2 or 3 million dollar policy for a weekend is
> about
> > $200-300. For a whole year that could be pretty expensive.
> >
> > I'll make a couple of calls to see what I can find out without
> disturbing
> > the pot. As Jen said, we probably all have personal liability with our
> > homeowners, so are we covered in that sense?
> >
> > Rich
> >
> > ----- Original Message -----
> > From: "Susan Ring" <susanmring@xxxxxxxxxxx>
> > To: <geocaching@xxxxxxxxxxxxx>
> > Sent: Monday, July 26, 2004 11:28 AM
> > Subject: [GeoStL] The Insurance Problem: Heads Up Everybody
>
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