This is interesting, but it doesn't answer my original question. In essence, I want to know if any accumulated credits go away if/when an account expires. I'm referring to less than $50 here. Kevin L To unsubscribe from this list send a blank Email to bksvol-discuss-request@xxxxxxxxxxxxx put the word 'unsubscribe' by itself in the subject line. To get a list of available commands, put the word 'help' by itself in the subject line.