[audio-pals] Re: Older Houses

  • From: Thomas McMahan <thomas.mcmahan@xxxxxxx>
  • To: audio-pals@xxxxxxxxxxxxx
  • Date: Fri, 13 Mar 2015 14:19:29 -0500

Apparently not.  Perhaps she’s good at ignoring when she needs to.  

> On Mar 13, 2015, at 12:50 PM, Josh <lawdog911@xxxxxxxxxxx> wrote:
> 
> I just finished texting her a little bit ago and the only thing she said was 
> she is cold. So, if her ears are burning then it is not hot enough to warm 
> the rest of her.
>  
> From: audio-pals-bounce@xxxxxxxxxxxxx 
> <mailto:audio-pals-bounce@xxxxxxxxxxxxx> 
> [mailto:audio-pals-bounce@xxxxxxxxxxxxx 
> <mailto:audio-pals-bounce@xxxxxxxxxxxxx>] On Behalf Of Thomas McMahan
> Sent: Friday, March 13, 2015 11:54 AM
> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx>
> Subject: [audio-pals] Re: Older Houses
>  
> Well first she has to come back into audio-pals land.  
>  
> Text her and ask her if her ears are burning today?  Or at least ringing a 
> lot since she’s being talked about well written about anyway.  
>  
>> On Mar 13, 2015, at 10:37 AM, Josh <lawdog911@xxxxxxxxxxx 
>> <mailto:lawdog911@xxxxxxxxxxx>> wrote:
>>  
>> This will definitely be interesting… Tom vs. Amanda *LOL*. How much are the 
>> tickets?  
>>  
>> From: audio-pals-bounce@xxxxxxxxxxxxx 
>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx> 
>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx 
>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx>] On Behalf Of BethAnn LaPresta 
>> (Redacted sender "bela28_02@xxxxxxxxx <mailto:bela28_02@xxxxxxxxx>" for 
>> DMARC)
>> Sent: Friday, March 13, 2015 11:15 AM
>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx>
>> Subject: [audio-pals] Re: Older Houses
>>  
>> Cue Rocky music here folks...maybe I'll be the one selling the tickets this 
>> time there Joshie!
>>  
>> From: Thomas McMahan <shadowmonstrosity@xxxxxxx 
>> <mailto:shadowmonstrosity@xxxxxxx>>
>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx> 
>> Sent: Friday, March 13, 2015 8:01 AM
>> Subject: [audio-pals] Re: Older Houses
>>  
>> Go for it.  
>>  
>> I still keep original copies, it will be interesting to see what she says.  
>> She actually may agree with it.  Or maybe not.  
>>  
>> 
>>  
>>> On Mar 13, 2015, at 9:00 AM, Josh <lawdog911@xxxxxxxxxxx 
>>> <mailto:lawdog911@xxxxxxxxxxx>> wrote:
>>>  
>>> I’m going to have to tell Amanda you called her salty *LOL*.
>>>  
>>> From: audio-pals-bounce@xxxxxxxxxxxxx 
>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx> 
>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx 
>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx>] On Behalf Of Thomas McMahan
>>> Sent: Friday, March 13, 2015 9:18 AM
>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx>
>>> Subject: [audio-pals] Re: Older Houses
>>>  
>>> I think a garage is for storing your car away whether you get wet in the 
>>> process of getting inside or not.  They are very handy up here whether 
>>> attached or detached.  We have neither, it’s hard on a car sitting outside 
>>> all winter up here, shortens battery life at least, not good for the belts 
>>> either.  
>>>  
>>> Maybe Danny will let you park the car in his tree, but maybe then again you 
>>> won’t like to do that because he might drive it around and thats kind of 
>>> scary.  
>>>  
>>> At this point i would consider all options attached is best but if the 
>>> place is good enough a little rain once in a while on you won’t melt you.  
>>> Maybe Amanda but not you, salt just lumps up with a little water thats all 
>>> *lol*.  
>>> On Mar 13, 2015, at 7:40 AM, Josh <lawdog911@xxxxxxxxxxx 
>>> <mailto:lawdog911@xxxxxxxxxxx>> wrote:
>>>>  
>>>> Talking about a detached garage, Amanda had a couple of houses on her list 
>>>> that were detached garages, but I ruled them out before ever going to 
>>>> them. I think a detached garage is useless. The main reason I would want a 
>>>> garage in the first place is to stay out of the elements when they are bad 
>>>> and if I had a detached garage well then I am still going outside at some 
>>>> point in order to get in the house. Now, that the criteria has changed and 
>>>> shifted a bit so that we have more options though it may be that we 
>>>> reconsider detached garages at some point. After all we are now 
>>>> considering houses with carports whereas before we were not.    
>>>>  
>>>> From: audio-pals-bounce@xxxxxxxxxxxxx 
>>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx> 
>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx 
>>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx>] On Behalf Of Thomas McMahan
>>>> Sent: Thursday, March 12, 2015 2:37 PM
>>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx>
>>>> Subject: [audio-pals] Re: Older Houses
>>>>  
>>>> No he couldn’t, we he won’t once the property tax comes around.  Not in 
>>>> Chicago.  Detroit maybe though.  
>>>>  
>>>>> On Mar 12, 2015, at 1:19 PM, BethAnn LaPresta (Redacted sender 
>>>>> "bela28_02@xxxxxxxxx <mailto:bela28_02@xxxxxxxxx>" for DMARC) 
>>>>> <dmarc-noreply@xxxxxxxxxxxxx <mailto:dmarc-noreply@xxxxxxxxxxxxx>> wrote:
>>>>>  
>>>>> Actually for $120K, he could probably buy an entire block in Chicago...
>>>>>  
>>>>> From: Thomas McMahan <thomas.mcmahan@xxxxxxx 
>>>>> <mailto:thomas.mcmahan@xxxxxxx>>
>>>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx> 
>>>>> Sent: Thursday, March 12, 2015 11:08 AM
>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>  
>>>>> Why didn’t you tell us you lived in Chicago?  Sounds very much the same 
>>>>> as it is up there.  
>>>>>  
>>>>> Hey Josh, I just thought of another option.  There are lots of houses 
>>>>> available in Detroit.  Heck you can probably buy yourself a school 
>>>>> building there.  That would be a big house for you.  Utilities might be a 
>>>>> little high though.  
>>>>>  
>>>>>  
>>>>>> On Mar 12, 2015, at 11:57 AM, BethAnn LaPresta (Redacted sender 
>>>>>> "bela28_02@xxxxxxxxx <mailto:bela28_02@xxxxxxxxx>" for DMARC) 
>>>>>> <dmarc-noreply@xxxxxxxxxxxxx <mailto:dmarc-noreply@xxxxxxxxxxxxx>> wrote:
>>>>>>  
>>>>>> My house is in a neighborhood that is definitely considered "the hood".  
>>>>>> I refinanced in January at $130K and my payment is about $800/mo.  My 
>>>>>> property taxes are spendy though, over $2K per year, so that adds almost 
>>>>>> $200/mo right there.  They tossed 26 of my cottage style single detached 
>>>>>> homes on little 3900 sq ft. lots, so our cul-de-sac is very busy with 
>>>>>> all of us stacked up right against each other.  But, living out west, 
>>>>>> things cost much more, it is shocking actually.
>>>>>>  
>>>>>> I could've purchased a 100 yr. old home where Heather lives in Ohio with 
>>>>>> about the same size lot for $60K, just to give perspective.  The guy who 
>>>>>> got himself into trouble with my house paid $263K for it in 2006 when 
>>>>>> real estate prices were obscene out here.  Because he was short selling 
>>>>>> the home, I was able to get it for just $110K in 2011.  A house on my 
>>>>>> street has just gone up for sale and they're asking $200K for 3 bedrooms 
>>>>>> (and they are tiny), 2 baths with one car detached garage.  So, if I 
>>>>>> need to sell, I should still be able to make a little.
>>>>>>  
>>>>>> Thought I should explain my monthly payment since I was saying I didn't 
>>>>>> think the $600/mo. seemed like enough.
>>>>>>  
>>>>>> From: Thomas McMahan <shadowmonstrosity@xxxxxxx 
>>>>>> <mailto:shadowmonstrosity@xxxxxxx>>
>>>>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx> 
>>>>>> Sent: Thursday, March 12, 2015 9:23 AM
>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>  
>>>>>> Oh mine btw was $162, because we’re cheap!  *lol*.  Then it went down to 
>>>>>> $150 then down to $128, but again we’re cheap and live in a piece of s— 
>>>>>> house, but as Pat used to say, “it’s our piece of S— *lol*.  
>>>>>>  
>>>>>>> On Mar 12, 2015, at 10:12 AM, BethAnn LaPresta (Redacted sender 
>>>>>>> "bela28_02@xxxxxxxxx <mailto:bela28_02@xxxxxxxxx>" for DMARC) 
>>>>>>> <dmarc-noreply@xxxxxxxxxxxxx <mailto:dmarc-noreply@xxxxxxxxxxxxx>> 
>>>>>>> wrote:
>>>>>>>  
>>>>>>> I am not sure that $600/month figure is accurate.  I just refinanced at 
>>>>>>> 3.25% and my payment is $800/mo. (this does include property taxes and 
>>>>>>> insurance though).  
>>>>>>>  
>>>>>>> From: Josh <lawdog911@xxxxxxxxxxx <mailto:lawdog911@xxxxxxxxxxx>>
>>>>>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx> 
>>>>>>> Sent: Thursday, March 12, 2015 4:44 AM
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>  
>>>>>>> Amanda did some figuring using a mortgage calculator online and the 
>>>>>>> 120,000 house was going to run us roughly 600 something a month for I 
>>>>>>> want to again say it was 1700 sq. ft. We currently live in a 1100 sq. 
>>>>>>> ft. apartment and pay 714.00 a month. So, given the differences there 
>>>>>>> and the fact that we have nothing to show for it at the end of the year 
>>>>>>> is a little much in my book. So, if the 120,000 was going to be 600 
>>>>>>> something it would go to reason that the 112,000 would be less money 
>>>>>>> than that. Now, as far as utilities go, Knoxville Utilitiy Board (KUB) 
>>>>>>> will give us high and low figures for the last 12 months. The last 12 
>>>>>>> months is a good thing providing there has been someone living in the 
>>>>>>> house, but if the house has sat empty then the numbers that KUB quotes 
>>>>>>> are not in the least bit accurate. I really like the idea of rolling 
>>>>>>> insurance and taxes into the monthly payment so that way at the end of 
>>>>>>> the year or whenever land taxes are due we are not hit with a big lump 
>>>>>>> sum of money to pay. Sure it would be nice to think that I could just 
>>>>>>> put that money back each month and not touch it, but the minute 
>>>>>>> something needs to be paid for guess where the land tax money goes that 
>>>>>>> was being put bac into an account. If it is figured into the monthly 
>>>>>>> payment then for the most part the majority of it will be paid 
>>>>>>> throughout the year. The thing that really sucks is that stinking PMI 
>>>>>>> payment each month.   
>>>>>>>  
>>>>>>>  
>>>>>>> From: audio-pals-bounce@xxxxxxxxxxxxx 
>>>>>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx> 
>>>>>>> [mailto:audio-pals-bounce@xxxxxxxxxxxxx 
>>>>>>> <mailto:audio-pals-bounce@xxxxxxxxxxxxx>] On Behalf Of Thomas McMahan
>>>>>>> Sent: Thursday, March 12, 2015 4:58 AM
>>>>>>> To: audio-pals@xxxxxxxxxxxxx <mailto:audio-pals@xxxxxxxxxxxxx>
>>>>>>> Subject: [audio-pals] Re: Older Houses
>>>>>>>  
>>>>>>> I accidentally hit the send before cleaning up that mail darn it.  
>>>>>>>  
>>>>>>> Here’s another little exercise to work on.  Lets say you guys decide to 
>>>>>>> go for this house.  You should have a ballpark of the monthly payment.  
>>>>>>> Sit down and plot out a budget around it on one paper, as well as a 
>>>>>>> list of possible repairs to do on another list and their costs.  Yes a 
>>>>>>> house payment can be cheaper than rent, but their are other realities 
>>>>>>> such as the taxes, and insurance.  Are you going to escrow your 
>>>>>>> insuranc and tax payments into your house payment?  Most people do that 
>>>>>>> and it usually works out well until they assess your house taxes up and 
>>>>>>> then you have to make up the short fall.  Of course if they assess them 
>>>>>>> downward you get a chunk of money back in the mail like my 
>>>>>>> sister-in-law has done the past two years.  I didn’t escro my other 
>>>>>>> payments.  I deal with insurance as I would any other utility, and we 
>>>>>>> would do our taxes on our own.  Because of that I now pay my insurance 
>>>>>>> once a year and it’s cheaper, and once the house was paid for there was 
>>>>>>> less entanglement with the bank.  I even removed the automatic withdraw 
>>>>>>> for house payment because they double dipped us a couple of different 
>>>>>>> months, and didn’t have a very good explanation as to why.  So it put 
>>>>>>> us into over draw land, which isn’t a place you want to be.  They did 
>>>>>>> the same to my sis-in-law too and she went in and practically threw a 
>>>>>>> fit because she wasn’t working at the time and didn’t have income yet.  
>>>>>>> They refunded her money on that one, but as she asked them, “now how am 
>>>>>>> I supposed to pay the rest of my bills?  You think you guys are my only 
>>>>>>> bill to pay?”  Banks and their computers can be sloppy sometimes.  
>>>>>>>  
>>>>>>> Now when you do your budget here’s another game to play which may be 
>>>>>>> beneficial.  Can you run your whole budget on one income?  Everybody 
>>>>>>> that lives as a couple should do this whether renting or paying for a 
>>>>>>> house.  Most of us find we can’t, but it is a nice goal.  The guy we 
>>>>>>> had going along with us to check out houses etc and sort of pointed and 
>>>>>>> guided us along through the process gave us that little bit of wisdom.  
>>>>>>> As he said, what happens if Pat loses her job and can’t get one very 
>>>>>>> fast?  Can you live on just your income alone, because if you can get 
>>>>>>> to that point, then you can start paying extra against your house on 
>>>>>>> it’s principle and have more paid off faster which is good for the 
>>>>>>> credit rating, but if you decide to move in 20 years you are carrying 
>>>>>>> less of a load thus will get more money back to leverage against your 
>>>>>>> next place should you decide to do that.  Or you can both pay some 
>>>>>>> extra on house and car, then put the rest in the bank against major 
>>>>>>> repairs which are going to come even if you buy a house that was built 
>>>>>>> today, in 30 years you will have to had to replace things, they just 
>>>>>>> don’t build stuff that good anymore and sometimes that includes homes 
>>>>>>> btw.  
>>>>>>>  
>>>>>>> Lots of decisions, but at least it looks like you guys aren’t just 
>>>>>>> jumping right and grabbing what shines in front of you which is good.  
>>>>>>>  
>>>>>>> Btw, I don’t think our budget is currently within the lowest income 
>>>>>>> level of the house here at this time which would be Patti’s income, 
>>>>>>> although it’s not way above that amount.  It is a good goal to work for 
>>>>>>> actually, so we will be able to start seriously working on this place.  
>>>>>>> Get a lot of little stuff done over time, then do a loan down the road 
>>>>>>> and fix the major stuff such as re doing the roof etc.  I don’t think I 
>>>>>>> am going to lift the house and work on foundation, but it would be nice 
>>>>>>> to do actually.  
>>>>>>>  
>>>>>>> But it’s a good exercise to do.  I would run it on your income Josh 
>>>>>>> because it is likely to always be there and Amanda’s income is the 
>>>>>>> variable one, it can be lower if she’s out of work, but can also be a 
>>>>>>> lot higher should land a great paying job.  Drop in everything, credit 
>>>>>>> cards the whole deal, then figure out once you get to where you’re 
>>>>>>> going which angles to cover and get paid off in the budget.  
>>>>>>>  
>>>>>>> I am guessing you guys have done some of this already though in 
>>>>>>> preparing for checking out the housing market and talking to lenders 
>>>>>>> because they are going to do roughly the same thing when checking your 
>>>>>>> credit etc.  Especially if it’s a conservative bank.  
>>>>>>>  
>>>>>>> Now I think I’ve completed all I was going to say.  Took two e-mails, 
>>>>>>> but if I had been able to clean up the other one first it would have 
>>>>>>> fitted into one probably *lol*.  
>>>>>>>  
>>>>>>> Instead you get two.  
>>>>>>>  
>>>>>>>> On Mar 12, 2015, at 3:34 AM, Thomas McMahan <shadowmonstrosity@xxxxxxx 
>>>>>>>> <mailto:shadowmonstrosity@xxxxxxx>> wrote:
>>>>>>>>  
>>>>>>>> Wouldn’t worry about a house on market for 5 months.  Most around here 
>>>>>>>> are on a year or so.  To many deals fall through each time that 
>>>>>>>> happens that just adds more time that the house is sitting there.  
>>>>>>>> Age, is only a problem if the house hasn’t been kept up and modernized 
>>>>>>>> over the years.  There are people who prefer older houses simply 
>>>>>>>> because they are more solid.  The house I live in was placed here in 
>>>>>>>> 1922.  Yes it came from somewhere else.  The house next door is older 
>>>>>>>> and was also brought in here from another place too.  Fairly common in 
>>>>>>>> a town that springs up by a railroad.  I wouldn’t worry so much about 
>>>>>>>> that as apposed to how it’s fundamentally built, there are a lot of 
>>>>>>>> newer places that are likely to give you just as much trouble if not 
>>>>>>>> more.  
>>>>>>>>  
>>>>>>>> Any house is going to have ongoing mantainence of some kind.  Sided 
>>>>>>>> house are nice but siding fades over the years for example and 
>>>>>>>> eventually would need replacing.  Wooden houses have their things that 
>>>>>>>> have to be done, and so would brick, but brick is the best option as 
>>>>>>>> far as I’m concerned accept maybe when a big earthquake comes, then I 
>>>>>>>> would favor a wooden house, but what are the chances of that huh?  
>>>>>>>>  
>>>>>>>> I don’t know the market down there anymore so don’t know if that is a 
>>>>>>>> low ball figure on that house or not, but I can tell you it is larger 
>>>>>>>> than mine is and mine is two stories, but so is it’s price too.  
>>>>>>>>  
>>>>>>>> Go through it with a fine tooth comb with the idea of what has to be 
>>>>>>>> fixed now, and then in the next 5 years and what would be ongoing over 
>>>>>>>> the years, I don’t think for the long term ongoing it will be much 
>>>>>>>> different than a 10 year old house verses the 60 year old house, but 
>>>>>>>> agin it is a matter of what would immediately have to be worked on.  
>>>>>>>> When was the house last occupied too?  A house that hasn’t been 
>>>>>>>> occupied for a good while can have problems such as drainage because 
>>>>>>>> they haven’t been flushed etc.  It sounds like you already have 
>>>>>>>> someone with you who knows how to examine a foundation well and give 
>>>>>>>> you an idea of what would have to be done and when which is good.  
>>>>>>>> Same with tuck pointing brick etc.  
>>>>>>>>  
>>>>>>>> It may be sitting on market because folks think it’s to high also, but 
>>>>>>>> you are going to drop in a price and they will take it or leave it, or 
>>>>>>>> you both the buyer and seller will eventually come up with something 
>>>>>>>> in the middle, or the seller is going to have an empty house on their 
>>>>>>>> hands.  
>>>>>>>>  
>>>>>>>> What heating and cooling does it have, and when was it installed too 
>>>>>>>> that is a factor, a 30 year old furnace is getting kind of old in this 
>>>>>>>> part of the world, but most of our furnaces are gas and they do have 
>>>>>>>> to work pretty hard for a good part of the year.  Does it have any 
>>>>>>>> chimnies, and where do they run through the house.  Ones that run 
>>>>>>>> through centers of houses on the surface are nice, but when they have 
>>>>>>>> to be worked on they are a lot more work.  Of course where you live a 
>>>>>>>> lot of homes are electric heat and electric water heat, which is 
>>>>>>>> another thing to add to your check list, how old is the water heater 
>>>>>>>> and when will you be replacing that.  A brand new house obviously you 
>>>>>>>> would get to wait a while before doing that, but chances are you would 
>>>>>>>> have to do it eventually, or have your price knocked down when you are 
>>>>>>>> selling it, or when your descendants are selling it.  But that goes 
>>>>>>>> with any house again.  
>>>>>>>>  
>>>>>>>> What neighborhood is it in?  How accessible is it to you.  Pretend 
>>>>>>>> Amanda had to leave town for a Month and start your math, what is easy 
>>>>>>>> to get to via walking etc.  Maybe that isn’t a problem for you at this 
>>>>>>>> moment, but life can always hand you changes, and well, next thing you 
>>>>>>>> know, you are walking to the grocery store if you know what I mean.  
>>>>>>>>  
>>>>>>>> Find out what their highest bills were for each utility in the last 
>>>>>>>> year it was occupied if you can, you need that in planning a general 
>>>>>>>> budget.  I don’t know your property tax situation anymore, but here 
>>>>>>>> they just give an estimate from the seller, but the problem is, that 
>>>>>>>> if the sell lived in the house for a long time you might get a little 
>>>>>>>> surprise when the annual taxes come.  Our’s wasn’t a surprise because 
>>>>>>>> the previous owner hadn’t lived or owned the house for to long.
>>>>>>>>  
>>>>>>>> So it becomes also a matter of do you get a house that you won’t have 
>>>>>>>> to do any work or as little work as possible on, verses one that may 
>>>>>>>> have to have some work done, or one that is a fixer upper.  We bought 
>>>>>>>> a fixer upper, but when we bought it was a seller’s market, it 
>>>>>>>> definitely isn’t that nowadays, so we went for a house we knew we 
>>>>>>>> could likely get.  Well the trade off is that it’s needed work done on 
>>>>>>>> it and still does actually, but likely we would at least get some 
>>>>>>>> money back when we sell it.  Maybe not a lot but probably some when 
>>>>>>>> all is said and done, and of course the sell of this place could be 
>>>>>>>> the lverage to getting a better place.  It’s probably what you parents 
>>>>>>>> did, if not them then your grand parents did, that is more the normal 
>>>>>>>> thing in history.  Well up until recently where you have people who 
>>>>>>>> expect to buy a brand new house that is larger than what their parents 
>>>>>>>> owned as their first house.  Well if it can be swung, go for it, but 
>>>>>>>> to me it’s a little unrealistic, well to my income level it is *lol*.  
>>>>>>>>  
>>>>>>>> What appliances are already there, and how quickly do you think you 
>>>>>>>> will be having to replace say: stove, washer, or more of a bear 
>>>>>>>> dishwasher?  What about cabinetry etc, is Amanda happy with that, 
>>>>>>>> having that done can also be expensive unless you have someone who 
>>>>>>>> works with you to give you a break.  How much stuff will you guys do 
>>>>>>>> on your own for modifications verses having to hire outsiders.  So yes 
>>>>>>>> the advantage of a new place is that you won’t have to do that, but I 
>>>>>>>> guarantee you will pay up front for that, but that is why newer houses 
>>>>>>>> don’t stay on market long.  
>>>>>>>>  
>>>>>>>> So then it falls back to degree of work and mantainence that has to be 
>>>>>>>> done.  
>>>>>>>>> On Mar 11, 2015, at 9:41 PM, Josh <lawdog911@xxxxxxxxxxx 
>>>>>>>>> <mailto:lawdog911@xxxxxxxxxxx>> wrote:
>>>>>>>>>  
>>>>>>>>> Hello,
>>>>>>>>>   We are finding tons of older houses that we absolutely love. When I 
>>>>>>>>> say older I am talking 1950’s. I am struggling with this a bit though 
>>>>>>>>> because I am looking ahead, past when I am living there. Or rather to 
>>>>>>>>> the point that I am ready to not live there anymore. So, when I get 
>>>>>>>>> to the point of not wanting to live there anymore it could be 10, 20, 
>>>>>>>>> 30 or more years down the road, but I am sure there will come a time 
>>>>>>>>> that I am ready to move on. If this is not the case and I stay there 
>>>>>>>>> until I die then it is not a concern, However, a 1950 house that I 
>>>>>>>>> live in for 20 years will then be 85 years old. I know the specific 
>>>>>>>>> house that we are looking at has been on the market for right about 5 
>>>>>>>>> months. So, what do you all think, do you think I would have trouble 
>>>>>>>>> selling an 85 year old home? It is on the market for 5 months at the 
>>>>>>>>> age of 65 years old. It is right about 112,000.00 right now without 
>>>>>>>>> negotiating a lower price. Do you think I would be able to get my 
>>>>>>>>> money back? If it is not a major concern, the age of the house, then 
>>>>>>>>> I will not let it sway my decision, but taking into consideration 
>>>>>>>>> that it is an all brick rancher with over 1700 sq. ft. and it is 
>>>>>>>>> almost 100,000.00 and still on the market concerns me regardless how 
>>>>>>>>> beautiful the house seems right now.         

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