HI Andy. Yes, this was happening to me repeatedly from about July this year. It is actually caused by your screen reader tracking what you are doing, so you are correct, you have no virus. What you need to do is ask to speak to the malware department and they will be able to put you onto a white list that will exclude you from the locking out process. For a while, they were advising you to do all transfers and payments by telephone banking, but they now have this new system sorted out. I have done several things under this new system and it now works. The only annoying thing is that they will still phone you when you add a new payee and ask you if you did this, but its a minor annoyance compared to getting constantly locked out. Audrey From: ANDY COLLINS Sent: Monday, November 22, 2010 8:36 PM To: access-uk@xxxxxxxxxxxxx Subject: [access-uk] Natwest online banking Hi all - Is anybody else repeatedly locked out of their online banking with Natwest? When I call them I'm put through to their fraud department, and told that somebody was trying to use a false page to divert me away from the secure cite. I don't believe this is the case, as it has happened the last 3 times I've tried to do a transfer. I have scanned my system and found no viruses. Anybody any thoughts or experience of this happening? - Andy