Barry, I fully agree with you about the software option, far simpler. All that happens with the USB fob is when the code is required, enter the fob, the code is grabbed and that's it I believe. Dave Does the USB version talk directly to the PC then? Wouldn't it be better if they all used this process? In fact, why not send out a small programme on a disc that generates a code every sixty seconds, just like the fob. Barry ----- Original Message ----- From: "Ankers, Dave (UK)" <Dave.Ankers@xxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Wednesday, May 23, 2007 10:29 AM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home Barry, The security fob at the centre of this debate is available in USB format and so all that is required is for the banks to supply this format to its blind customers (damn used the B word again LOL). No eye sight required, just some foresight from the banks. =20 Dave Yes, I'd say we are being offered an inferior level of security. The current level is inferior to the proposed level and we have to miss out on it. It is like living in an apartment block where every flat has their security system up-graded because the neighbourhood has become dangerous, but they don't install the new system in the blind persons flat because they can't use the keypad. Yes, there is insurance, but the blind person is still more vulnerable to attack. Barry ----- Original Message -----=20 From: "Colin Fowler" <col.fowler@xxxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Tuesday, May 22, 2007 10:09 AM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home Barry, Isn't this what the banks believe that ACD will be for the time being? or until the fraudsters catch up with the technology at least? There are some on this list that will continue to cowtail to establishment and 'do what they're told' because there independent judgement of living in a barrier free society is clouded. Kind regards Colin Colin Fowler Disability Consultant Tel: 01582 483 283 Text/mobile: 07901 573 570 E mail: col.fowler@xxxxxxxxxxxxxx www.social-model.org.uk disability@xxxxxxxxxxxxxxxxxxx ----- Original Message -----=20 From: "Barry Hill" <bbinc@xxxxxxxxxxxxx> To: <access-uk@xxxxxxxxxxxxx> Sent: Wednesday, May 23, 2007 9:45 AM Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at home > So, if the banks introduced an absolutely fool proof method of banking > that > was impervious to any fraud, but it was not accessible for the blind, > would > it be equal treatment if the bank said that we could carry on as we are > now? > > Barry > > ----- Original Message -----=20 > From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx> > To: <access-uk@xxxxxxxxxxxxx> > Sent: Wednesday, May 23, 2007 9:22 AM > Subject: [access-uk] Re: Fw: Response from Lloyds TSB re chip & pin at > home > > > Colin said > "Obviously the principal of being treated at a disadvantage in > respect to the security implications is beyond the simple comprehension of > some on this list!" > > No, some of us just know the meaning of the word "disadvantage" > > Those that cannot use the key pads at home are not being told they cannot > access the same banking services at those that can use the key pads. > They are simply being allowed to carry on accessing the services > same way as now. There is no lower standard of service, there is no > disadvantage to the customer because the bank has guaranteed to cover > for fraud. > > If this case was in court for a DDA judgment the bank would win, > because the bank can show that the blind customers are *not* > at a greater risk, compared to others. > But not one blind person can show different. > All that some can show is that access to the service is being offered > in a different way, but that's not illegal under DDA. > > > Regards, > Derek > > e-mail: derek.hornby_uk@xxxxxxxxxxxxxxx > > ** To leave the list, click on the immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dunsubscribe] > ** If this link doesn't work then send a message to: > ** access-uk-request@xxxxxxxxxxxxx > ** and in the Subject line type > ** unsubscribe > ** For other list commands such as vacation mode, click on the > ** immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dfaq] > ** or send a message, to > ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq > > ** To leave the list, click on the immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dunsubscribe] > ** If this link doesn't work then send a message to: > ** access-uk-request@xxxxxxxxxxxxx > ** and in the Subject line type > ** unsubscribe > ** For other list commands such as vacation mode, click on the > ** immediately-following link:- > ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dfaq] > ** or send a message, to > ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq > > ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dunsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dfaq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ** To leave the list, click on the immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dunsubscribe] ** If this link doesn't work then send a message to: ** access-uk-request@xxxxxxxxxxxxx ** and in the Subject line type ** unsubscribe ** For other list commands such as vacation mode, click on the ** immediately-following link:- ** [mailto:access-uk-request@xxxxxxxxxxxxx?subject=3Dfaq] ** or send a message, to ** access-uk-request@xxxxxxxxxxxxx with the Subject:- faq ******************************************************************** This email and any attachments are confidential to the intended recipient and may also be privileged. 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