[access-uk] Re: Chip and pin machine, was Accessible bank card

  • From: "Derek Hornby" <derek.hornby_uk@xxxxxxxxxxxxxxx>
  • To: <access-uk@xxxxxxxxxxxxx>
  • Date: Wed, 4 Mar 2015 11:05:52 -0000

We still have t his issue of trust.

What if one wants £50   out.
How to we know  what the  counter clerk has put through?
They could put £60  and pocket the £10
 
Derek 
-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf Of lsmithso@xxxxxxxxxxxxxxxx
Sent: Wednesday, March 04, 2015 9:14 AM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Re: Chip and pin machine, was Accessible bank
card


Any debit card, at no charge.  The couple who run the place always
make sure to tell me what denominations they're giving me, and which
are at the top.


Barry Hill writes:
 > Do you have to have an account with the post office to withdraw
money there
 > or can you use any bank debit card?  
 > 
 > 
 > 
 > 
 > -----Original Message-----
 > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On
Behalf Of
 > lsmithso@xxxxxxxxxxxxxxxx
 > Sent: Wednesday, March 04, 2015 7:52 AM
 > To: access-uk@xxxxxxxxxxxxx
 > Subject: [access-uk] Re: Chip and pin machine, was Accessible bank
card
 > 
 > 
 > I always withdraw cash over the Post Office counter.  All I have to
deal
 > with is the chip & PIN terminal. In addition to the bump on the
digit 5,
 > there is a circle on the enter key and a "x" on the cancel key.
 > 
 > Barry Hill writes:
 >  > Although there are many different designs of chip and pin
machines, one
 > > thing you can rely on with chip and pin machines is that there is
a pip on
 > > the number 5 and the enter button is always at the bottom right.
 >  >
 >  > Cheers
 >  >
 >  > Barry
 >  >
 >  >
 >  > -----Original Message-----
 >  > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx]
On Behalf
 > Of  > Derek Hornby  > Sent: Tuesday, March 03, 2015 8:43 PM  > To:
 > access-uk@xxxxxxxxxxxxx  > Subject: [access-uk] Re: Accessible bank
card  >
 > > Yes,  I think  sometimes,  some people don't like change.
 >  >
 >  > For example why  is there chip and signature?
 >  >
 >  > Surely  if one is able to use  a mobile  they should be able  to
use chip
 > > and  PIN  >  > The only problem with  chip and PIN  is,  in my
view, the
 > key  pad  design  > can vary.
 >  >
 >  > Derek
 >  >
 >  >
 >  > -----Original Message-----
 >  > From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx]
On Behalf
 > Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday, March 03, 2015
8:19 PM  >
 > To: access-uk@xxxxxxxxxxxxx  > Subject: [access-uk] Re: Accessible
bank card
 > >  >  > And for balance:
 >  >
 >  >
http://www.thisismoney.co.uk/money/saving/article-2328578/How-safe-new
 >  > -contactless-bank-cards.html
 >  >
 >  >
http://www.which.co.uk/money/credit-cards-and-loans/guides/contactless
 >  > -cards/
 >  >
 >  >
http://www.computing.co.uk/ctg/analysis/2327179/contactless-payments-a
 >  > re-we-sacrificing-security-for-convenience
 >  >
 >  >
 >  > Interestingly, you are responsible for the first £50 of losses
due to
 > fraud  > (is that standard for any kind of card), and contactless
terminals
 > ask for a  > PIN after every six or so transactions.
 >  >
 >  >
 >  > Derek Hornby writes: > Hi Barry > You may find this link of  >
interest:
 >  >  >
 >  >  >
 >  >
http://ask-leo.com/can_my_credit_card_information_be_read_remotely.htm
 >  >  > l
 >  >  >
 >  >  > it's about reading  credit cards  remotely  >  > Derek  >  >
>  >  >
 > > -----Original Message-----  > From: access-uk@xxxxxxxxxxxxx  >
 > [mailto:access-uk@xxxxxxxxxxxxx] On  > Behalf Of Barry Hill  >
Sent:
 >  > Tuesday, March 03, 2015 5:41 PM  > To: access-uk@xxxxxxxxxxxxx
>
 > Subject:
 >  > [access-uk] Re: Accessible bank card  >  > Ah, thanks for that.
Could  >
 > someone else use their smart phone to read  > your  > card if they
got close
 > > enough, which isn't difficult with blind  > people?
 >  >  >
 >  >  > Cheers
 >  >  >
 >  >  > Barry
 >  >  >
 >  >  >
 >  >  > -----Original Message-----
 >  >  > From: access-uk@xxxxxxxxxxxxx
[mailto:access-uk@xxxxxxxxxxxxx] On  >
 > > Behalf Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday, March
03, 2015
 > 4:51  > PM  > To: access-uk@xxxxxxxxxxxxx  > Subject: [access-uk]
Re:
 > Accessible  > bank card  >  >  > NFC = Near Field Communications =
The
 > technology used to  > read  > contactless  > smart cards, payment
cards etc.
 > I believe that the  > card number, expiry  > date  > etc can be
easily read
 > by a smart phone. Its  > then a simple step to  > read  > those out
loud
 > using the 'phones TTS. It  > looks like contactless  > versions of
>
 > credit/debit cards are available  > from a lot of banks, so this
may be  >
 > an  > alternative to adding Braille  > to credit cards. 
 >  >  >
 >  >  >
 >  >  > Barry Hill writes: > What's
 >  >  > an NFC app, please?
 >  >  >  >
 >  >  >  > Cheers
 >  >  >  >
 >  >  >  > Barry
 >  >  >  >
 >  >  >  >
 >  >  >  > -----Original Message-----
 >  >  >  > From: access-uk@xxxxxxxxxxxxx
[mailto:access-uk@xxxxxxxxxxxxx] On
 > >  > Behalf  > Of  > lsmithso@xxxxxxxxxxxxxxxx  > Sent: Tuesday,
March 03,
 > 2015  > 10:13  >  > AM  >  >  > To: access-uk@xxxxxxxxxxxxx  >
Subject:
 > [access-uk] Re: Accessible  >  > bank card  > >  >  > Can the card
details
 > be read from a contactless payment  > card  > by a  > NFC app on  >
a smart
 > phone? Is there an app waiting to be  > written  > here?
 >  >  >  >
 >  >  >  >
 >  >  >  > goshawk on horseback writes:
 >  >  >  >  > just my personal point of view, but I think it would
have been a
 > >  > far  > > better idea to work out ways around what is almost
certainly
 > the  >  > hardest  > and  > most frustrating thing with bank or
credit
 > cards, that of  > > accessing  > the  > details needed to actually
use the
 > card, such as card  > number,  > start  > and  > expirey dates, and
back
 > security number, rather  > than prannying  > around  > with  > all
these
 > fancy ideas that don't really  > do a lot to improve  > usability. 
 >  >  >  >  >
 >  >  >  >  > Simon
 >  >  >  >  >
 >  >  >  >  > 
 >  >  >  >  >   ----- Original Message ----- 
 >  >  >  >  >   From: Barry Hill 
 >  >  >  >  >   To: angie.matthews@xxxxxxx 
 >  >  >  >  >   Sent: Tuesday, March 03, 2015 8:01 AM
 >  >  >  >  >   Subject: [access-uk] Accessible bank card
 >  >  >  >  >
 >  >  >  >  > 
 >  >  >  >  >   RBS and NatWest launch accessible cards for partially
 >  > sighted
 >  >  > and
 >  >  > blind
 >  >  >  > customers
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   19 February 2015 
 >  >  >  >  > 
 >  >  >  >  >     
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   In the UK alone there are over 2 million people
living with
 >  >  > sight
 >  >  > loss
 >  >  >  > making lots of everyday tasks, including banking,
difficult and  >
 > > frustrating.
 >  >  >  > Following feedback from a partially sighted customer, RBS
and  >  >
 > NatWest  > have  > introduced a new accessible debit card.
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >     rnib card      
 >  >  >  >  > 
 >  >  >  >  >   The new debit and savings cards feature braille, a
notch to
 >  >  > help
 >  >  >  > identify the card and a large print phone number.
 >  >  >  >  >
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   RBS and NatWest are now launching new accessible
debit and
 >  >  > savings
 >  >  >  > cards which have been specifically designed for blind and
partially
 > >  > sighted  > customers.
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   To address some of the common problems that blind and
 >  >  > partially
 >  >  > sighted
 >  >  >  > customers face, the cards will:
 >  >  >  >  > 
 >  >  >  >  >   .feature braille markings to identify which card is
savings
 >  >  > and
 >  >  > which
 >  >  >  > card is debit
 >  >  >  >  > 
 >  >  >  >  >   .have a notch cut out on the right hand side of the
card to
 >  >  > help
 >  >  >  > customers insert their card into ATMs and PIN pads
correctly  >  >
 > > 
 >  >  >  >  >   .show telephone numbers where they will be most clear
 >  >  >  >  > 
 >  >  >  >  >   .have large font on the back of the card to make the
phone
 >  >  > numbers
 >  >  >  > easier to read
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   RBS and NatWest's new cards can initially help their
15,000
 >  >  > customers
 >  >  >  > registered as blind or partially sighted. All other
features of the
 > >  > card  > > remain the same - this card can be used in ATMs, at
point of
 > sale  > > and for  > > Contactless transactions home or abroad. The
cards
 > can be  > ordered in  > all  > RBS  > and NatWest branches, online
or
 > through  > telephone banking and  > will be  > issued  > within 48
hours.
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   This is the first banking product designed especially
for
 >  >  > blind and
 >  >  >  > partially sighted people. RBS has worked closely with the
Royal  >
 > > National  > > Institute of the Blind in the development of this
card and
 > in  > > recognition  > of  > this work the new debit and savings
cards will
 > be the  > first  > banking  > products  > to be awarded the new
national
 > quality  > assurance mark  > 'RNIB  > approved'.
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   Ross McEwan, CEO of RBS, said: "We want to be
recognised as
 >  > a
 >  >  > bank
 >  >  > that
 >  >  >  > listens to its customers and responds to their issues.
It's really
 > >  > important  > to me that we make banking as simple and easy as
possible
 > >  > for  > all of our  > customers and our accessible cards are
another
 > step  >  > towards us  > earning back  > the trust of the public."
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   Steve Tyler, Head of Solutions, Strategy and Planning
at
 >  > RNIB
 >  >  > said,
 >  >  > "We
 >  >  >  > are delighted to have worked with RBS on making savings
and debit
 > >  > cards  > more  > accessible.  The very basic requirement of
identifying
 > the  > > right  > card and  > quickly determining which way the
card slots
 > in to a  > > machine or  > payment  > system has been solved by
this
 > development.
 >  > Simple as it  > is,  > creating a card  > with tactile
indicators that  >
 > identify the card type  > as  > well as the way in  > which it
should be  >
 > used, is an engineering  > challenge,  > particularly to ensure  >
that it
 > > doesn't disrupt machinery.  We look  > forward to working with
RBS in  >
 > to  > the future and enhancing even  > more of  > the daily payment
 > challenges  > that  > blind and partially sighted  > customers  >
 > experience."
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  >
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   Disclaimer
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >   This information is for media use only and is not a
 >  > financial
 >  >  > promotion
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  > 
 >  >  >  >  >    
 >  >  >  >  >
 >  >  >  >  >
 >  >  >  >  >
 >  >  >  >  >
 >  >  >  >  >
 >  >  >  >
 >  >  >
 >  >
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 >  >  >  > --
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