[access-uk] Re: [Bulk] Re: Watch that lets you access the bank in a heartbeat

  • From: "Norman Waddington" <normanwaddington504@xxxxxxxxxxxxxx>
  • To: <access-uk@xxxxxxxxxxxxx>
  • Date: Sat, 14 Mar 2015 19:57:27 -0000

David,

I am very sorry to hear this.  Have you got it under control?

Norman W.

-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of
David W Wood
Sent: 14 March 2015 18:50
To: access-uk@xxxxxxxxxxxxx
Subject: [Bulk] [access-uk] Re: Watch that lets you access the bank in a
heartbeat

Having been recently diagnosed with atrial fibrillation, I would be totally
stuffed!


ATB

David W Wood 

-----Original Message-----
From: access-uk@xxxxxxxxxxxxx [mailto:access-uk@xxxxxxxxxxxxx] On Behalf Of
Derek Hornby
Sent: Saturday, March 14, 2015 5:31 PM
To: access-uk@xxxxxxxxxxxxx
Subject: [access-uk] Watch that lets you access the bank in a heartbeat

I thought this may interest some  of you.


Watch that lets you access the bank in a heartbeat
Julia Kollewe
The Guardian 14 March 2015

People logging on to their bank account could in future dispense with
passwords and have their heartbeat checked to verify their identity.

Halifax is the first UK lender to test electronic wristbands that
sense customers' heartbeats in an effort to make online banking more
secure.

The Nymi band, which looks like a watch, authenticates the wearer by
identifying unique electrical signals emitted by his or her heart,
known as
an electrocardiogram, when it is first placed on the wrist. The
technology
means that people will not need to remember multiple passwords when
they log
in to their accounts. The customer wears the band on one wrist and
touches
the top sensor with the opposite hand. The band authenticates the
wearer when
it is first placed on the wrist, and another set of sensors
continuously
detect that the authenticated person is still wearing the band. If the
band
is taken off, the ECG is re-read once it is placed around the wrist
again.

The wristband has been developed by Toronto-based technology firm
Bionym,
which has also trialled it with Royal Bank of Canada.

Halifax, which is owned by Lloyds Banking Group, said the technology
was
superior to fingerprints or iris scans as the heartbeat is a "vital
signal
of the body and, as such, naturally provides strong protection against
intrusions and falsification". The bands are at an early development
stage
and there are no immediate plans in the pipeline to start giving them
to customers, Halifax said.

They are made of plastic, rubber and metal and are very comfortable to
wear, according to the bank.

The bank will ask some customers entering its branches to try out the
electronic wristband when they log in to their bank accounts on a
smartphone
or computer. A spokeswoman said: "You could fake someone's
fingerprint, but
you can't fake someone's heartbeat."



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