[tri-med] Re: get informed

I have to agree with Michelle . . . most of the people who I know who are 
uninsured are 40-somethings who work hard and have otherwise middle class 
lives.  They are not uninsured by choice.  Some have been either laid off and 
can't pay the $1500 COBRA payment (we were in this situation for 90 days last 
year) or had some type of significant medical history (even if minor) and can't 
afford the high risk pool premium.  These are people who have had insurance for 
themselves and their family their whole lives.  
And also what Nan said (I think it was Nan) . . . looking back, I wish I would 
not have paid Soleah's medical bills on credit and just owed the doctors and 
hospitals.  Now I have a mountain of debt.  I too could have paid off a house 
or not drawn from retirement money.  In hindsight, my choices were not very 
good.  Now we have the debt, little retirement, and nothing to fall back on 
next time there is an emergency but no outstanding medical bills.  I believe 
this is the case with most people I know.  And saying all this, I am thankful 
because I know it could be a lot worse.

One more thing . . . I am concerned about statistics that have come up here.  
For example, the link to the video with the woman with the little boy 
yesterday.  That was a website sponsered by a conservation pro-life group.  
Their were political intentions behind it.  Follow the website and it's start.  
And while the family situation may be very real, we do not have that situation 
here asI have stated before--the children's hospitals all take goverment 
insurance in Texas and they are among the best in the nation.  The squeaky 
wheel is always going to get the grease--I have always been able to get into 
appts when needed with a little persistance when at first call they may have 
said three months.



--- On Tue, 7/21/09, jwaite <jwaite@xxxxxxxxxxxxx> wrote:

From: jwaite <jwaite@xxxxxxxxxxxxx>
Subject: [tri-med] Re: get informed
To: tri-med@xxxxxxxxxxxxx
Date: Tuesday, July 21, 2009, 9:21 PM


----- Original Message ----- 
From: <phil46@xxxxxxxxxxxx>
> My uncle owns a wholesale floral/plant business in CA, & he gives his 
> employees the choice of insurance or the money, and a large percentage of 
> them take the money.

Most of the people I know who are in that position 'take the money' because 
they have a spouse who has medical coverage and they don't need a second 
insurance policy as the money is more helpful.

Also, if you are healthy it's a better crap shoot on not having the 
insurance.
But all it takes is one fall off the ladder, a lump in your groin or a 
pregnancy gone bad for you to be financially ruined.

In our early marriage we went without insurance because we just didn't have 
the money and I worried every week about it.........it was awfully scary to 
contemplate the 'what it'.

Got to tell you, reading about people who don't have insurance 'by choice', 
I don't know any of these people!
Those I know who don't have it do want it. There's no choice in the matter.

And a lot of people I know who purchase their own insurance, well it costs 
them the ability to afford other things that many take for granted.

 It would be a relief for many for the insurance chasm to get a bit more 
even between the have and the have nots. There such a wide gap between costs 
to the individual and the type of coverage available.

Michelle mom to Alex (22, partial trisomy 14 mosaic) and Molly (18)
MichiganUSA 

                  Building ___ooOOoo__ Rainbows
                       www.trisomyonline.org
                  Families Helping Families On-line


                  Building ___ooOOoo__ Rainbows
                       www.trisomyonline.org
                  Families Helping Families On-line

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